Hamilton County property record for 8516 Chambers Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,832 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,300 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Nov 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159N A 004 |
| Primary APN | 159N A 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Deck Area | 827 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000102261 |
|---|---|
| Street Address | 8516 CHAMBERS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NW 1/4 SEC 18 TWP 1S R 2 3274 02 002C |
| Legal Range | 02 |
| Legal Township | 01 |
| Legal Section | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11321 |
8516 Chambers Rd is owner-occupied and held in a trust since November 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer |
| Nov 1, 2024 | Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK |
| May 8, 2023 | Affidavit of Death of Joint Tenant, Transfer FIRST CHOICE |
| May 8, 2023 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| May 8, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 |
| Deed Sale | Nov 4, 2025 |
| Prior Sale | May 8, 2023 · Amount on File |
| Deed Document Number | 2025110400237 |
| Deed Book / Page | 14097 / 379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 4, 2025 |
| Property Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Number | 0000000237 |
| Book / Page | 14097 / 379 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2025110400237 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Number | 0000000065 |
|---|---|
| Date | Nov 1, 2024 |
| Book Page | 13749/686 |
| Instrument | 2024110100065 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 8, 2023 |
| Property Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Number | 0000000166 |
| Book / Page | 13283 / 921 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023050800166 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 8, 2023 |
| Property Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Number | 0000000168 |
| Book / Page | 13283 / 927 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023050800168 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $609.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 21209, CHATTANOOGA, TN 37424-0209 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 8, 2023 |
| Property Address | 8516 CHAMBERS RD, CHATTANOOGA, TN 37421-3307 |
| Document Number | 0000000167 |
| Book / Page | 13283 / 925 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2023050800167 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 8516 Chambers Rd was $1,300, up 19.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,300.00 (+19.38%) | $85,825 (+76.32%) | $343,300 (+76.32%) Land $70,000 Building $273,300 |
| 2024 | $1,089.00 | $48,675 (-) | $194,700 (-) Land $50,000 Building $144,700 |
| 2023 | $1,089.00 | $48,675 (-) | $194,700 (-) Land $50,000 Building $144,700 |
| 2022 | $1,089.00 | $48,675 | $194,700 Land $50,000 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8516 Chambers Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (2012–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8516 Chambers Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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