8516 99th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8516 99th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1993
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Jan 2001)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00006-0060-00009.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00006-0060-00009.0`
Alternative APN	`27465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	2,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Patio
Porch Area	146 sqft
Patio Area	651 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8516 99TH CT
City	VERO BEACH
State	FL
Zip	32967-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT I BLK F LOTS 9 & 10 PBI 5-69
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT I
Legal Block	F
Legal Lot Number	9,10
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2075
Census Tract	50903

Owner

8516 99th Ct is owned and occupied by two individuals who bought it in January 2001.

Source: Indian River County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2001 · Amount on File
Deed Sale	Jan 8, 2001 · Amount on File
Deed Book / Page	1374 / 2349
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8516 99TH CT, VERO BEACH, FL 32967-2732

Mortgage

Document Number	0036211824
Date	May 16, 2023
Book Page	3621/1824
Instrument	3120230024575

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	832 Months
Due	Sep 17, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8516 99TH CT, VERO BEACH, FL 32967-2732

Mortgage

Document Number	0033902289
Date	Feb 23, 2021
Book Page	3390/2289
Instrument	3120210012423

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030502004
Date	Aug 23, 2017
Book Page	3050/2004
Instrument	3120170049538

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8516 99TH CT, VERO BEACH, FL 32967-2732

Mortgage

Document Number	0033731814
Date	Dec 31, 2020
Book Page	3373/1814
Instrument	3120200079838

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8516 99TH CT, VERO BEACH, FL 32967-2732
Document Number	0031832313
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8516 99TH CT VERO BEACH FL 329672732, VERO BEACH, FL 32967-2732

Mortgage

Document Number	0031832313
Date	Feb 13, 2019
Book Page	003183/002313
Instrument	8979

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8516 99th Ct was $1,446 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 Homeowner's exemption Disabled Person's exemption	$122,654	$377,494 Land $58,947 Building $318,547
2023	$1,130.00 (-6.77%)	$115,727 (+3%)	$352,038 (+11.81%) Land $48,400 Building $303,638
2022	$1,212.00	$112,356	$314,861 Land $39,712 Building $275,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8516 99th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8516 99th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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