Indian River County property record for 8516 97th Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,900 (Jun 2014) |
| Tax Bill | $1,807 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-27-00002-0140-00007.0 |
| Primary APN | 31-38-27-00002-0140-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,872 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Porch | Screened Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8516 97TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT C BLK N LOT 7 PBI 5-31 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 27 |
| Legal Subdivision | VERO LAKE ESTATES UNIT C |
| Legal Block | N |
| Legal Lot Number | 7 |
| Legal Unit | C |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 50903 |
8516 97th Ct is owned and occupied by an individual who bought it in June 2014.
Source: Indian River County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1346 ESTRIDGE DR, ROCKLEDGE, FL 32955-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2014 · Amount on File |
| Deed Sale | Jun 2, 2014 · Amount on File |
| Prior Sale | Mar 18, 2014 · Amount on File |
| Deed Document Number | 20143120140031411 |
| Deed Book / Page | 2762 / 1092 |
| Prior Transfer Date | Nov 6, 2008 |
| Prior Transfer Doc | 0023062049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 14, 2026 |
| Property Address | 8516 97TH CT, VERO BEACH, FL 32967-3458 |
| Document Number | 0000023196 |
| Book / Page | 3860 / 773 |
| Instrument Date | May 13, 2026 |
| Instrument | 202623196 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1346 ESTRIDGE DR, ROCKLEDGE, FL 32955-2314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8516 97TH CT, VERO BEACH, FL 32967-3458 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8516 97TH CT, VERO BEACH, FL 32967-3458 |
| Document Number | 0036921553 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 3692/1553 |
| Instrument | 3120240019189 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 8516 97th Ct was $1,807 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,807.00 Homeowner's exemption Widower's exemption | $143,043 | $272,785 Land $40,375 Building $232,410 |
| 2023 | $1,470.00 (-0.81%) | $134,962 (+3%) | $287,911 (+11.91%) Land $33,150 Building $254,761 |
| 2022 | $1,482.00 | $131,031 | $257,259 Land $27,200 Building $230,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8516 97th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8516 97th Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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