8515 Pinecone Dr, Lakeland, FL 33809 Property Records

Polk County property record for 8515 Pinecone Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1990
Lot Size	2 acres (87,198 sqft)
Owner	Individual Name on Record
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-000000-031070`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-000000-031070`
Alternative APNs	`082724000000031070` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	87,198 sqft
Lot Dimensions	450 ft deep x 198 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Screened/Unfinished Porch
Porch Area	242 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8515 PINECONE DR
City	LAKELAND
State	FL
Zip	33809-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG NW COR OF SEC RUN E 330 FT OF S 954 FT E 30 FT TO POB CONT E 450 FT S 198 FT W 450 FT N 16 FT E 20 FT N 100 FT W 20 FT N 82 FT TO POB
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	COUNTRY ESTATES
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8515 PINECONE DR, LAKELAND, FL 33809-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jul 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2021
Transfer Doc	0000196392
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8515 PINECONE DR, LAKELAND, FL 33809-1648
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 PINECONE DR, LAKELAND, FL 33809-1648

Mortgage

Document Number	0000029773
Date	Feb 2, 2022
Book Page	12100/711
Instrument	2022029773

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jul 29, 2021
Property Address	8515 PINECONE DR, LAKELAND, FL 33809-1648
Document Number	0000196392
Book / Page	11823 / 1578
Instrument Date	Jun 25, 2021
Instrument	2021196392
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8515 PINECONE DR, LAKELAND, FL 33809-1648

Mortgage

Document Number	0118231582
Date	Jul 29, 2021
Instrument	11823/1582

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,563 (+2.7%)	$318,764 (+10.07%) Land $74,000 Building $244,764
2025	$2,519.00 (-15.19%) Homeowner's exemption	$240,081 (+5.99%)	$289,600 (-11.17%) Land $74,000 Building $215,600
2023	$2,970.00 (+3.09%) Homeowner's exemption	$226,519 (+3%)	$326,028 (+14.76%) Land $71,600 Building $254,428
2022	$2,881.00 Homeowner's exemption	$219,921	$284,099 Land $52,800 Building $231,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinecone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures