Howard County property record for 8515 Light Moon Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,166 sqft · built 2002 |
| Lot Size | 0.066 acres (2,900 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Dec 2004) |
| Tax Bill | $8,100 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-569447 |
| Primary APN | 06-569447 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,166 sqft Total Area |
| Basement Area | 729 sqft |
| Finished Basement | 729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,900 sqft (0.066 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 569447 |
|---|---|
| Street Address | 8515 LIGHT MOON WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT 93 2900 SQ 8515 LIGHT MOON WAY EMERSON,S1,A2,RS PAR A |
| Legal Subdivision | EMERSON AREA 02 |
| Legal Block | 9999 |
| Legal Lot Number | 93 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 606807 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit THE COLUMBIA BANK |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2004 · Amount on Record |
| Deed Sale | Dec 14, 2004 · Amount on Record |
| Deed Document Number | 200452895 |
| Deed Book / Page | 8846 / 175 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0224600287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Document Number | 0201620439 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 20162/439 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0188480328 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 18848/328 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Document Number | 0194740425 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 8515 LIGHT MOON WAY LAUREL MD 207235715, LAUREL, MD 20723-5715 |
| Document Number | 0194740425 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 019474/000425 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8515 LIGHT MOON WAY, LAUREL, MD 20723-5715 |
| Document Number | 0181440483 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8515 LIGHT MOON WAY LAUREL MD 207235715, LAUREL, MD 20723-5715 |
| Document Number | 0181440483 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 018144/000483 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2038 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,100.00 (+2.6%) Homeowner's exemption | $558,533 (+7.43%) | $635,800 (+22.29%) Land $230,000 Building $405,800 |
| 2025 | $7,895.00 (+57.52%) Homeowner's exemption | $519,900 (+10.59%) Land $130,000 Building $389,900 | $519,900 (-) Land $130,000 Building $389,900 |
| 2023 | $470,100 | $519,900 Land $130,000 Building $389,900 | |
| 2022 | $5,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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