8515 Glass Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 8515 Glass Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1900
Lot Size	8.43 acres (367,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,580 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Nov 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`34410`

Property Details

APN / Parcel Number

Primary APN	`34410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	367,211 sqft (8.43 acres)
Garage Type	Mixed
Garage Area	300 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8515 GLASS RD
City	HAYES
State	VA
Zip	23072-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SADLERS NECK
Legal Subdivision	PLAT: PDB356 409
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1047
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8515 GLASS RD, HAYES, VA 23072-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8515 GLASS RD, HAYES, VA 23072-4542
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000807
Date	Feb 26, 2018
Instrument	180000807

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 27, 2038

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8515 GLASS RD, HAYES, VA 23072-4542
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008241
Date	Nov 22, 2021
Instrument	210008241

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,580.00 (+3.81%)	$266,490 (+9.19%) Land $79,520 Building $186,970	$266,490 (+9.19%) Land $79,520 Building $186,970
2025	$1,522.00 (+5.18%)	$244,050 (-) Land $69,440 Building $174,610	$244,050 (-) Land $69,440 Building $174,610
2024	$1,447.00 (+0.77%)	$244,050 (+0.75%) Land $69,440 Building $174,610	$244,050 (+0.75%) Land $69,440 Building $174,610
2023	$1,436.00 (-9.29%)	$242,230 (+12.45%) Land $69,440 Building $172,790	$242,230 (+12.45%) Land $69,440 Building $172,790
2022	$1,583.00	$215,420 Land $86,260 Building $129,160	$215,420 Land $86,260 Building $129,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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