8515 Cedar Crest Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8515 Cedar Crest Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,855 sqft · built 1983
Lot Size	4.92 acres (214,315 sqft)
Owner	Company Name on File
Tax Bill	$3,870 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-21-00-0-00007-01`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-21-00-0-00007-01`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,855 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	214,315 sqft (4.92 acres)
Utility Building	924 sqft

Location & Zoning

Street Address	8515 CEDAR CREST LN
City	OLIVE BRANCH
State	MS
Zip	38654-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	KOERBER S-D LOT 1
Legal Range	06
Legal Township	01
Legal Section	21
Legal Subdivision	KOERBER S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1001
Census Tract	70811

Owner

8515 Cedar Crest Ln is owned by a company that acquired it in January 2024 and is owner-occupied.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
May 13, 2022	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Mar 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jan 31, 2024	Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA
Dec 11, 2020	Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024
Deed Sale	Jan 31, 2024
Prior Sale	Dec 11, 2020
Deed Document Number	0010241596
Deed Book / Page	1024 / 1596
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1005, OLIVE BRANCH, MS 38654-0920

Mortgage

Document Number	5663/27228
Date	Mar 16, 2026
Book Page	5663/27228

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	GORDONSVILLE, TN 38563

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004558/285
Date	Jun 14, 2018
Book Page	4558/285
Instrument	T04558-00285

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 26, 2023

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004558/296
Date	Jun 14, 2018
Book Page	4558/296
Instrument	T04558-00296

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 26, 2023

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772

Mortgage

Document Number	005376/510
Date	Oct 19, 2021
Book Page	5376/510

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 S GERMANTOWN RD, GERMANTOWN, TN 38138-2225

Mortgage

Document Number	005528/215
Date	May 13, 2022
Book Page	5528/215

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Apr 27, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772

Mortgage

Document Number	5662/21284
Date	Mar 14, 2025
Book Page	5662/21284

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 31, 2024
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Document Number	01024/1596
Book / Page	1024 / 1596
Map Reference	MB 41 PG 46
Instrument Date	Jan 23, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 HUNTINGTON CIR, NASHVILLE, TN 37215-6112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772

Mortgage

Document Number	0056618219
Date	Jan 31, 2024
Instrument	5661/8219

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 11, 2020
Property Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772
Document Number	000941/548
Book / Page	941 / 548
Map Reference	MB 41 PG 46
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8515 CEDAR CREST LN, OLIVE BRANCH, MS 38654-8772

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,870.00
2023	$3,870.00	$28,356	$283,559 Land $39,360 Building $244,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8515 Cedar Crest Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8515 Cedar Crest Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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