8515 Black Valley Rd, Everett, PA 15537 Property Records

Bedford County property record for 8515 Black Valley Rd, Everett, PA 15537

Property Summary

Property Type	Rural Home
Details	1,856 sqft · built 1920
Lot Size	14.5 acres (634,234 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2016)
Tax Bill	$3,378 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F.10-0.00-090`

Property Details

APN / Parcel Number

Primary APN	`F.10-0.00-090`
Alternative APN	`260-016908`

Interior

Stories	2 Stories
Building Area	1,856 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	634,234 sqft (14.5 acres)
Deck Area	Deck Area
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	8515 BLACK VALLEY RD
City	EVERETT
State	PA
Zip	15537-8525
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Township / Civil Division	WEST PROVIDENCE
Census Block Group	5
Census Block	5024
Census Tract	960600

Owner

8515 Black Valley Rd, a rural home, is owned and occupied by two individuals who bought it in July 2016.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8515 BLACK VALLEY RD, EVERETT, PA 15537-8525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
May 31, 2017	Deed of Trust, Mortgage · Construction Mortgage HOMETOWN BANK OF PENNSYLVANIA
Nov 9, 2017	Deed of Trust, Mortgage · VA Mortgage SNARE AND ASSCOATES
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage SNARE & ASSOCIATES MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2016 · Amount on File
Deed Sale	Jul 29, 2016 · Amount on File
Prior Sale	Nov 1, 1988 · Amount on File
Deed Document Number	20163729
Deed Book / Page	1568 / 668
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8515 BLACK VALLEY RD, EVERETT, PA 15537-8525
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5932
Date	Nov 2, 2022
Book Page	2022/5932
Instrument	2022-005932

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8515 BLACK VALLEY RD, EVERETT, PA 15537-8525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1595/834
Date	May 31, 2017
Book Page	1595/834
Instrument	2017-002677

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 30, 2018

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8515 BLACK VALLEY RD, EVERETT, PA 15537-8525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005804
Date	Nov 9, 2017
Instrument	2017-005804

Lender

Name	SNARE AND ASSCOATES
Type	Non-Lending Institution
Address	HOLLIDAYSBURG, PA 16648

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	8515 BLACK VALLEY RD, EVERETT, PA 15537-8525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4281
Date	Aug 25, 2020
Book Page	2020/4281
Instrument	2020-004281

Lender

Name	SNARE & ASSOCIATES MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOLLIDAYSBURG, PA 16648

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8515 Black Valley Rd was $3,378.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	West Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,378.00	$201,600 Land $71,100 Building $130,500	$201,600 (-) Land $71,100 Building $130,500
2025			$201,600 Land $71,100 Building $130,500
2023	$3,229.00 Additional exemption filed	$201,600 Land $71,100 Building $130,500
2012			$201,600 Land $71,100 Building $130,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8515 Black Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8515 Black Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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