85144 Stephen Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85144 Stephen Rd, Yulee, FL 32097 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,773 sqft Living Area
Lot Size44,346 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$103,000 (2007)
Tax Bill$551.00 (2025)

Property Details

APN / Parcel Number

Primary APN43-2N-27-4621-0002-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,773 sqft Living Area
1st Floor1,773 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home Style
Exterior MaterialOther Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area44,346 sqft (1.01 acres)
Deck Area136 sqft Deck
Patio Area426 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address85144 STEPHEN RD
CityYULEE
StateFL
Zip32097-4766
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBLOCK 2 LOT 2 IN OR 1481/1518 1998 MERI DW/MH LOFTON BLUFF 2 PB 4/92 & 93
Legal Range27E
Legal Township02N
Legal Section43
Legal SubdivisionLOFTON BLUFF
Legal Tract2
Legal Block2
Legal Lot Number2
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup3
Census Block3007
Census Tract50304

Owner

Source: Nassau County records · APN 43-2N-27-4621-0002-0020

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85144 STEPHEN RD, YULEE, FL 32097-4766
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
May 16, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jun 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
May 05, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
May 05, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2007 · Amount on Record
Deed SaleFeb 28, 2007 · Amount on Record
Deed Doc Number20076832
Deed Book / Page1481 / 1518
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateJun 25, 2026
Property Address85144 STEPHEN RD, YULEE, FL 32097-4766
Document Number0000019192
Book / Page2877 / 1093
Instrument DateJun 10, 2026
Instrument202619192
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address85144 STEPHEN RD, YULEE, FL 32097-4766

Mortgage

Document Number0000019192,
DateJun 25, 2026
Book Page2877/1093
Instrument202619192
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term262 Months
DueApr 01, 2048
Interest
Rate6.36%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85144 STEPHEN RD, YULEE, FL 32097-4766
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address85144 STEPHEN RD, YULEE, FL 32097-4766

Mortgage

Document Number0025630445
DateMay 16, 2022
Book Page2563/445
Instrument202245017610
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term311 Months
DueApr 01, 2048

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85144 STEPHEN RD, YULEE, FL 32097-4766
Transaction TypeMortgage
Record UpdatedJul 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address85144 STEPHEN RD, YULEE, FL 32097-4766

Mortgage

Document Number0024690406
DateJun 09, 2021
Book Page2469/406
Instrument202145021503
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term322 Months
DueApr 01, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85144 STEPHEN RD, YULEE, FL 32097-4766
Document Number0022010646
Instrument DateMay 05, 2018
Transaction TypeMortgage
Record UpdatedJun 20, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address85144 STEPHEN RD YULEE FL 320974766, YULEE, FL 32097-4766

Mortgage

Document Number0022010646
DateJun 05, 2018
Book Page002201/000646
Instrument17376
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address85144 STEPHEN RD, YULEE, FL 32097-4766
Document Number0022020313
Instrument DateMay 05, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address85144 STEPHEN RD YULEE FL 320974766, YULEE, FL 32097-4766

Mortgage

Document Number0022020313
DateJun 07, 2018
Book Page002202/000313
Instrument17784
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 06, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$551.00 (+1.47%) Homeowner's exemption$76,276 (+2.9%)$158,272 (+6.78%) Land $85,000 Building $73,272
2024$543.00 (+0.56%) Homeowner's exemption$74,126 (+3%)$148,226 (+0.85%) Land $80,000 Building $68,226
2023$540.00 (+11.34%) Homeowner's exemption$71,967 (+3%)$146,982 (+34.3%) Land $80,000 Building $66,982
2022$485.00 Homeowner's exemption$69,871$109,444 Land $60,000 Building $49,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 415 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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