Hamilton County property record for 8512 Igou Gap Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,496 sqft · built 1953 |
| Lot Size | 0.519 acres (22,648 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2022) |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159F A 024 |
| Primary APN | 159F A 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,648 sqft (0.519 acres) |
| Lot Dimensions | 206 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000101552 |
|---|---|
| Street Address | 8512 IGOU GAP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LOT 14 JOE MORRIS SUB PB12 PG27 |
| Legal Subdivision | MORRIS JOE |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11321 |
Source: Hamilton County records · APN 159F A 024
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 24, 2017 | Quit Claim Deed, Transfer FIRST TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Sep 08, 2016 · Amount on Record |
| Deed Document Number | 20221 |
| Deed Book / Page | 12933 / 878 |
| Prior Transfer Date | Mar 26, 2002 |
| Prior Transfer Doc | 62991 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000057 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 14057/862 |
| Instrument | 2025092900057 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 26, 2022 |
| Property Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Document Number | 0000000001 |
| Book / Page | 12933 / 878 |
| Map Reference | MB 12 PG 27 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022042600001 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BATTLEFIELD TITLE AGENCY, BATTLEFIELD TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Document Number | 0129330881 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 12933-0881 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 23, 2018 |
| Property Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Document Number | 0823000187 |
| Book / Page | 011434 / 000712 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 180823000187 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8351 PETTY RD CHATTANOOGA TN 374213480, CHATTANOOGA, TN 37421-3480 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 24, 2017 |
| Property Address | 8512 IGOU GAP RD, CHATTANOOGA, TN 37421-3312 |
| Document Number | 0000000116 |
| Book / Page | 010983 / 000176 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 116 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8351 PETTY RD CHATTANOOGA TN 374213480, CHATTANOOGA, TN 37421-3480 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 (+0.59%) | $67,075 (+48.48%) | $268,300 (+48.48%) Land $75,000 Building $193,300 |
| 2024 | $1,010.00 | $45,175 (-) | $180,700 (-) Land $55,000 Building $125,700 |
| 2023 | $1,010.00 | $45,175 (-) | $180,700 (-) Land $55,000 Building $125,700 |
| 2022 | $1,010.00 | $45,175 | $180,700 Land $55,000 Building $125,700 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (2012–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 354 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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