8511 Palacio Ter N, Naples, FL 34114 Property Records

Collier County property record for 8511 Palacio Ter N, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$423,500 (Oct 2020)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone AH (high risk)
APN	`281750 365B23`

Property Details

APN / Parcel Number

Primary APN	`281750 365B23`
Alternative APN	`31347851923`

Interior

Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	8511 PALACIO TER N
City	NAPLES
State	FL
Zip	34114-2584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE ONE LOT 36
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase	1
Legal Tract	281750
Legal Block	1
Legal Lot Number	36
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

8511 Palacio Ter N is owned and occupied by two individuals who bought it in October 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8511 PALACIO TER N, NAPLES, FL 34114-2584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 21, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2020 · Amount on File
Deed Sale	Oct 12, 2020 · Amount on File
Prior Sale	Apr 21, 2017 · Amount on File
Deed Document Number	20205936839
Deed Book / Page	5828 / 3421
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 12, 2020
Property Address	8511 PALACIO TER N, NAPLES, FL 34114-2584
Document Number	0058283421
Book / Page	5828 / 3421
Map Reference	MB 55 PG 1-9
Instrument Date	Oct 8, 2020
Instrument	5936839
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 LYNDEBORO RD, 158, NEW BOSTON, NH 03070-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8511 PALACIO TER N, NAPLES, FL 34114-2584
Investor	Possibly a Property Investor

Mortgage

Document Number	0058283423
Date	Oct 12, 2020
Instrument	5828/3423

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 21, 2017
Property Address	8511 PALACIO TER N, NAPLES, FL 34114-2584
Document Number	0053852307
Book / Page	005385 / 002307
Instrument Date	Apr 19, 2017
Instrument	5394856
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,759.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	158 LYNDEBORO RD NEW BOSTON NH 030703905, NEW BOSTON, NH 03070-3905

Tax Assessment & Valuation

The 2025 property tax bill for 8511 Palacio Ter N was $6,294 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,936 (+2.7%)	$583,943 (-13.49%) Land $205,743 Building $378,200
2025	$6,294.00 Homeowner's exemption	$427,396	$674,971 Land $320,166 Building $354,805
2023	$6,388.00 (-1.34%) Homeowner's exemption	$403,253 (+3%)	$551,426 (+4.14%) Land $124,146 Building $427,280
2022	$6,475.00 Homeowner's exemption	$391,508	$529,494 Land $92,619 Building $436,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8511 Palacio Ter N in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8511 Palacio Ter N is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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