8511 Georgetown Trace Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8511 Georgetown Trace Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,382 sqft · built 1998
Lot Size	0.396 acres (17,258 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Mar 2016)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159N C 023.12`

Property Details

APN / Parcel Number

Primary APN	`159N C 023.12`
Alternative APN	`0000134124`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,258 sqft (0.396 acres)
Lot Dimensions	133 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000134124
Street Address	8511 GEORGETOWN TRACE LN
City	CHATTANOOGA
State	TN
Zip	37421-3394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 GEORGE TOWN TRACE PB52 PG83
Legal Subdivision	GEORGE TOWN TRACE
Legal Lot Number	35
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	11323

Owner

Source: Hamilton County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Mar 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2016 · Amount on Record
Deed Sale	Mar 16, 2016 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	2016180
Deed Book / Page	0694 / 597
Prior Transfer Date	Apr 8, 2002
Prior Transfer Doc	6208253
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2026
Property Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394
Document Number	0000000147
Book / Page	14279 / 79
Instrument Date	Apr 9, 2026
Instrument	2026147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394

Mortgage

Document Number	0000000147,
Date	Apr 29, 2026
Book Page	14279/79
Instrument	2026147

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000168
Date	Sep 23, 2025
Book Page	14052/946
Instrument	2025092300168

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8511 GEORGETOWN TRACE LN, CHATTANOOGA, TN 37421-3394

Mortgage

Document Number	0000000012
Date	Mar 5, 2024
Book Page	13527/593
Instrument	2024030500012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2044

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 (+16.69%)	$129,225 (+72.24%)	$516,900 (+72.24%) Land $80,000 Building $436,900
2024	$1,678.00	$75,025 (-)	$300,100 (-) Land $40,000 Building $260,100
2023	$1,678.00	$75,025 (-)	$300,100 (-) Land $40,000 Building $260,100
2022	$1,678.00	$75,025	$300,100 Land $40,000 Building $260,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Georgetown Trace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures