8510 Unity Church Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 8510 Unity Church Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,388 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2019)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`247 050`

Property Details

APN / Parcel Number

Primary APN	`247 050`
Alternative APN	`599315000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	174,240 sqft (4 acres)
Garage Area	504 sqft
Porch	Porch
Porch Area	462 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	8510 UNITY CHURCH RD
City	KANNAPOLIS
State	NC
Zip	28081-8565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.00AC
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1000
Census Tract	51801

Owner

8510 Unity Church Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 7, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 5, 2019	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Deed Book / Page	1325 / 592
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565

Mortgage

Document Number	0013760695
Date	Jun 7, 2021
Book Page	1376/695

Lender

Name	COGENT BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013670758
Date	Feb 10, 2021
Book Page	1367/758

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013000954
Date	Dec 7, 2017
Book Page	1300/0954

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Term	358 Months
Due	Oct 25, 2047

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 5, 2019
Property Address	8510 UNITY CHURCH RD, KANNAPOLIS, NC 28081-8565
Document Number	0013250592
Book / Page	001325 / 000592
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8510 UNITY CHURCH RD KANNAPOLIS NC 280818565, KANNAPOLIS, NC 28081-8565

Mortgage

Document Number	13250593
Date	Apr 5, 2019
Book Page	001325/000593

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8510 Unity Church Rd was $2,740.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00	$404,539 Land $72,450 Building $332,089	$404,539 Land $72,450 Building $332,089
2023	$2,740.00	$404,539 Land $72,450 Building $332,089	$404,539 Land $72,450 Building $332,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8510 Unity Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8510 Unity Church Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	300 / 20

May also be available: T-Mobile.

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