8510 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8510 Esplanade St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,786 sqft · built 2018
Lot Size	0.1 acres (4,368 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Dec 2018)
Tax Bill	$2,514 (2024)
Deeds & Mortgages	Dec 2018 Sale Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2710-01700-0161`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2710-01700-0161`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Heated Area
Gross Area	2,469 sqft
1st Floor Area	2,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	4,368 sqft (0.1 acres)
Lot Dimensions	910 ft deep x 480 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262710017000161
Street Address	8510 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC-1
Legal Description	NAVARRE S 91.02 FT OF W 24 FT OF LOT 17 & S 91.02 FT OF E 24 FT OF LOT 16 BLK 17 PARCEL F AS DES IN OR 3787 PG 96 (CORRECTING
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE
Legal Block	17
Legal Lot Number	16-17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3023
Census Tract	10827

Owner

8510 Esplanade St is owned and occupied by an individual who bought it in December 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8510 ESPLANADE ST, NAVARRE, FL 32566-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Correction Deed WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON
Dec 3, 2018	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Sep 25, 2018
Deed Document Number	0000378796
Deed Book / Page	3787 / 96
Record Updated	Jun 8, 2026

December 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 3, 2018
Property Address	8510 ESPLANADE ST, NAVARRE, FL 32566-2135
Document Number	0037870093
Book / Page	003787 / 000093
Instrument Date	Nov 30, 2018
Instrument	51239
Record Updated	Feb 4, 2019
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8504 PRADO ST NAVARRE FL 32566, NAVARRE, FL 32566

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 3, 2018
Property Address	8510 ESPLANADE ST, NAVARRE, FL 32566-2135
Document Number	0037870096
Book / Page	003787 / 000096
Instrument Date	Nov 30, 2018
Instrument	51241
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8510 ESPLANADE ST NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	37870097
Date	Dec 3, 2018
Book Page	003787/000097
Instrument	51242

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 25, 2018
Property Address	8510 ESPLANADE ST, NAVARRE, FL 32566-2135
Document Number	0037690392
Book / Page	003769 / 000392
Instrument Date	Jun 21, 2018
Instrument	41403
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8504 PRADO ST NAVARRE FL 32566, NAVARRE, FL 32566

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,514.00 (-29.56%) Homeowner's exemption	$244,993 (-17.14%)	$286,790 (-3%) Land $31,104 Building $255,686
2023	$3,569.00 (+65.92%) Homeowner's exemption	$295,673 (+40.69%) Land $31,104 Building $264,569	$295,673 (+17.35%) Land $31,104 Building $264,569
2022	$2,151.00 Homeowner's exemption	$210,153	$251,950 Land $28,188 Building $223,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8510 Esplanade St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8510 Esplanade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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