Culpeper County property record for 851 Woodcrest Loop, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,456 sqft · built 2003 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Nov 2022) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-3-182 |
| Primary APN | 40-U-3-182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| Basement Area | 1,082 sqft |
| Unfinished Basement | 1,082 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 146 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20179 |
|---|---|
| Street Address | 851 WOODCREST LOOP |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKEVIEW - PHASE 3B LOT 182 - 10,679 SQ FT PLAT CAB 7/520-525 |
| Legal Subdivision | 193 |
| Legal Phase | 3B |
| Legal Lot Number | 182 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930203 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 851 WOODCREST LOOP, CULPEPER, VA 22701-3175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANUNITED.COM LLC |
| Nov 15, 2022 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC |
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SAVINGS MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2008 · Amount on Record |
| Deed Document Number | 20226367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 851 WOODCREST LOOP, CULPEPER, VA 22701-3175 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003236 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 230003236 |
| Name | LOANUNITED.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 15, 2022 |
| Property Address | 851 WOODCREST LOOP, CULPEPER, VA 22701-3175 |
| Document Number | 0220006367 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 220006367 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 WOODCREST LOOP, CULPEPER, VA 22701-3175 |
| Document Number | 0220006368 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 220006368 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 851 WOODCREST LOOP, CULPEPER, VA 22701-3175 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Title Company | HIGHLAND TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0220005058 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 220005058 |
| Name | FIRST SAVINGS MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jan 1, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,003.00 (-12.8%) | $465,900 (+4.63%) Land $113,300 Building $352,600 | $465,900 (+4.63%) Land $113,300 Building $352,600 |
| 2024 | $2,297.00 (-1.92%) | ||
| 2023 | $2,342.00 | $445,300 Land $99,200 Building $346,100 | $445,300 Land $99,200 Building $346,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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