851 Wilson Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 851 Wilson Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,049 sqft · built 1977
Lot Size0.225 acres (9,800 sqft)
OwnerIndividual Name on Record
Last Sale$389,500 (May 2018)
Tax Bill$4,662 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-179-32077033

Property Details

APN / Parcel Number

Primary APN03-179-32077033
Alternative APNs
  • 3-179-32077033
  • 17932077033

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,049 sqft Living Area
1st Floor Area1,176 sqft
Basement Area873 sqft
Finished Basement873 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
PorchOpen Porch
Porch Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number17932077033
Street Address851 WILSON RD
CityARNOLD
StateMD
Zip21012-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 17 BK B PL 1 SPRIGGS COVE
Legal SubdivisionSPRIGGS COVE
Legal BlockB
Legal Lot Number17
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2009
Census Tract731104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address851 WILSON RD, ARNOLD, MD 21012-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
May 7, 2018Deed, Transfer · FHA Mortgage
HOWARD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2018 · Amount on Record
Deed SaleMay 7, 2018 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Book / Page32076 / 9
Prior Transfer DateNov 28, 2011
Prior Transfer Doc0241260156
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address851 WILSON RD, ARNOLD, MD 21012-1402
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyLIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0347640421
DateJun 18, 2020
Book Page34764/421
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 7, 2018
Property Address851 WILSON RD, ARNOLD, MD 21012-1402
Document Number0320760009
Book / Page32076 / 009
Map ReferenceMB49 FO35
Instrument DateApr 27, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLIBERTY TITLE & ESCROW OF MA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,842.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 WILSON RD, ARNOLD, MD 21012-1402

Mortgage

Document Number0003207617
DateMay 7, 2018
Instrument32076/17
Lender
NameHOWARD BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,300 (+5.1%)$503,600 (-) Land $242,400 Building $261,200
2025$4,662.00 (+2.15%) Homeowner's exemption$457,000 (+9.84%)$503,600 (+16.12%) Land $242,400 Building $261,200
2024$4,564.00 (+15.22%)
2023$3,961.00 Homeowner's exemption$416,067$433,700 Land $242,400 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1979–2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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