Lorain County property record for 851 Wilder Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1963 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-027-105-032 |
| Primary APN | 06-25-027-105-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 138 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 851 WILDER AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABBE KNOLLS SUB 3 52 X 138 |
| Legal Subdivision | ABBE KNOLLS SUB 3 FRNT |
| Legal Tract | 25 |
| Legal Block | 105 |
| Legal Lot Number | 193 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-027-105-032
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 WILDER AVE, ELYRIA, OH 44035-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 13, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 |
| Deed Sale | Oct 23, 2017 |
| Deed Document Number | 2017-0649016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 WILDER AVE, ELYRIA, OH 44035-3019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000918075 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 2023-0918075 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.09% |
| Max Rate At Change | 8.09% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 WILDER AVE, ELYRIA, OH 44035-3019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000817324 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0817324 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 WILDER AVE, ELYRIA, OH 44035-3019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 20210817324 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0817324 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 WILDER AVE, ELYRIA, OH 44035-3019 |
| Document Number | 0000649367 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 851 WILDER AVE ELYRIA OH 440353019, ELYRIA, OH 44035-3019 |
| Document Number | 0000649367 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 649367 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (-7.47%) | $58,990 (+32.4%) Land $8,600 Building $50,390 | $168,520 (+32.38%) Land $24,560 Building $143,960 |
| 2023 | $1,969.00 (-0.35%) | $44,556 (-0.01%) Land $9,468 Building $35,088 | $127,300 (-) Land $27,050 Building $100,250 |
| 2022 | $1,976.00 | $44,560 Land $9,470 Building $35,090 | |
| 2021 | $127,300 Land $27,050 Building $100,250 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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