St. Charles County property record for 851 Whitmoor Dr, Weldon Spring, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,904 sqft · built 1997 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,049 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A893000644 |
| Primary APN | A893000644 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,904 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Basement Area | 1,494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 420 sqft |
| Sewer | Connected |
|---|
| Account Number | A893000644 |
|---|---|
| Old Parcel Number | A893000644 |
| Street Address | 851 WHITMOOR DR |
| City | WELDON SPRING |
| State | MO |
| Zip | 63304-0562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITMOOR COUNTRY CLUB #4 LOT 298 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | WHITMOOR COUNTRY CLUB #4 |
| Legal Lot Number | 298 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311103 |
Source: St. Charles County records · APN A893000644
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Aug 08, 2025 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Dec 18, 2024 | Warranty Deed, Transfer USTC, UST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2025 |
| Deed Sale | Aug 08, 2025 |
| Prior Sale | Dec 18, 2024 |
| Deed Document Number | 2025R-034430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483 |
| Document Number | 0000002624 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 2025R-002624 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 08, 2025 |
| Property Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Document Number | 0000034430 |
| Map Reference | MB 28 PG 112-116 |
| Instrument Date | Aug 07, 2025 |
| Instrument | 2025R-034430 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483 |
| Name | Verified Name |
|---|---|
| Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Document Number | 0000034431 |
|---|---|
| Date | Aug 08, 2025 |
| Instrument | 2025R-034431 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2024 |
| Property Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Document Number | 0000052929 |
| Map Reference | MB 28 PG 112-116 |
| Instrument Date | Dec 06, 2024 |
| Instrument | 2024R-052929 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 851 WHITMOOR DR, WELDON SPRING, MO 63304-0562 |
| Name | Verified Name |
|---|---|
| Address | 1442 HUDSON LNDG, SAINT CHARLES, MO 63303-6174 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Weldon Spring City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,049.00 (+19.29%) | $102,206 (-6.19%) | $537,927 (-6.19%) Land $138,670 Building $399,257 |
| 2023 | $108,946 (+37.75%) | ||
| 2022 | $5,071.00 | $79,087 | $573,397 (+37.75%) Land $124,803 Building $448,594 |
| 2021 | $416,250 Land $104,002 Building $312,248 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WELDON SPRING HEIGHTS VILLAGE PWS serves 100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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