851 Westhampton Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 851 Westhampton Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1952
Lot Size	0.836 acres (36,434 sqft)
Owner	Trust Name on Record
Last Sale	$265,000 (May 2018)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2020 Refinance + 2 more
APN	`NHAM M:0042 B:0021 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0042 B:0021 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	36,434 sqft (0.836 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	851 WESTHAMPTON RD
City	FLORENCE
State	MA
Zip	01062-9810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	RONALD E & JANET M DEMERS
Legal Block	21
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3018
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	851 WESTHAMPTON RD, FLORENCE, MA 01062-9810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENFIELD COOPERATIVE BANK
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
May 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 23, 2018	Quit Claim Deed, Transfer HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Deed Book / Page	12961 / 58
Last Transfer Date	May 22, 2019
Transfer Doc	13266-35
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	851 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015448-297
Date	Jun 16, 2025
Book Page	15448/297
Instrument	9452

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	851 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13644-93
Date	May 28, 2020
Book Page	13644/93
Instrument	9805

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 22, 2019
Property Address	851 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9810
Document Number	13266-35
Book / Page	013266 / 000035
Instrument Date	May 22, 2019
Instrument	8086
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	851 WESTHAMPTON RD NORTHAMPTON MA 010629797, NORTHAMPTON, MA 01062-9797

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 23, 2018
Property Address	851 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9810
Document Number	12961-58
Book / Page	12961 / 58
Instrument	9422
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9810

Mortgage

Document Number	129610061
Date	May 23, 2018
Instrument	12961/0061

Lender

Name	HARBORONE MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (-1.34%)	$333,300 (+12.18%) Land $98,300 Building $235,000	$434,815 (+3.93%)
2024			$418,380
2023	$4,706.00	$297,100 Land $85,200 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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