851 Westgate Dr, Aurora, IL 60506 Property Records

Kane County property record for 851 Westgate Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,536 sqft · built 1989
Lot Size	0.203 acres (8,844 sqft)
Owner	2 Individual Names on File
Last Sale	$231,500 (Jul 2005)
Tax Bill	$8,103 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-17-155-002`

Property Details

APN / Parcel Number

Primary APN	`15-17-155-002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,844 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Construction Type	Frame
Lot Area	8,844 sqft (0.203 acres)
Garage Type	Attached
Garage Area	176 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	851 WESTGATE DR
City	AURORA
State	IL
Zip	60506-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INGLENOOK SUBDN : UNIT 1 LOT 4 LOT DIMENSIONS: 76 .73 X 115.77 X 70 X 116.76 SUBDIVISION: INGLENOOK SUBDIVISION RANGE CODE: 001
Legal Subdivision	INGLENOOK SUBDIVISION
Legal Block	1
Legal Lot Number	4
Legal Unit	1-4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1005
Census Tract	853006

Owner

851 Westgate Dr is owned and occupied by two individuals who bought it in July 2005.

Source: Kane County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	851 WESTGATE DR, AURORA, IL 60506-1929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CREDIT UNION
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2005 · Amount on File
Deed Sale	Jul 8, 2005 · Amount on File
Deed Document Number	200578129
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 2, 2026
Property Address	851 WESTGATE DR, AURORA, IL 60506-1929
Document Number	0000038081
Instrument Date	Aug 21, 2026
Instrument	202638081
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	851 WESTGATE DR, AURORA, IL 60506-1929

Mortgage

Document Number	0000038081,
Date	Sep 2, 2026
Instrument	202638081

Lender

Name	EARTHMOVER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	851 WESTGATE DR, AURORA, IL 60506-1929
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060144
Date	Aug 6, 2021
Instrument	2021K060144

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	851 WESTGATE DR, AURORA, IL 60506-1929
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036934
Date	May 11, 2021
Instrument	2021K036934

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 851 Westgate Dr was $8,103 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,103.00 Homeowner's exemption	$117,107 (+9.39%) Land $23,203 Building $93,904	$351,462 (+9.39%) Land $69,637 Building $281,825
2024		$107,054 Land $21,211 Building $85,843	$321,291 Land $63,658 Building $257,632
2022	$7,194.00 (+2.3%) Homeowner's exemption	$87,274 (+5.18%) Land $17,292 Building $69,982	$261,822 (+5.18%) Land $51,876 Building $209,946
2021	$7,032.00 Homeowner's exemption	$82,977 Land $16,099 Building $66,878	$248,931 Land $48,297 Building $200,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 851 Westgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Westgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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