DuPage County property record for 851 Waverly Ct, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,547 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Aug 1996) |
| Tax Bill | $12,822 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-415-015 |
| Primary APN | 08-07-415-015 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,547 sqft Living Area |
| Gross Area | 3,445 sqft |
| 1st Floor Area | 1,359 sqft |
| 2nd Floor Area | 1,188 sqft |
| Basement Area | 898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 851 WAVERLY CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-3245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COLUMBIA ESTATES UNIT 1 ALL |
| Legal Subdivision | COLUMBIA ESTATES |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 846105 |
Source: DuPage County assessment roll, APN 08-07-415-015, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 WAVERLY CT, NAPERVILLE, IL 60563-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 1996 · Amount on Record |
| Deed Sale | Aug 30, 1996 · Amount on Record |
| Deed Document Number | 1996143198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 851 WAVERLY CT, NAPERVILLE, IL 60563-3245 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106891 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | R2017-106891 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2032 |
| Rate | 6.24% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 851 WAVERLY CT, NAPERVILLE, IL 60563-3245 |
| Document Number | 0000068378 |
| Instrument Date | Aug 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 851 WAVERLY CT NAPERVILLE IL 605633245, NAPERVILLE, IL 60563-3245 |
| Document Number | 0000068378 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 68378 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2039 |
| Rate | 9.59% |
|---|
Source: DuPage County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,822.00 (+3.71%) Homeowner's exemption | $227,712 (+8.53%) Land $93,634 Building $134,078 | $683,136 (+8.53%) Land $280,902 Building $402,234 |
| 2024 | $12,363.00 (+10.33%) | $209,815 (+17.12%) Land $86,275 Building $123,540 | $629,445 (+17.12%) Land $258,825 Building $370,620 |
| 2022 | $11,205.00 Homeowner's exemption | $179,140 Land $73,660 Building $105,480 | $537,420 Land $220,980 Building $316,440 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438461053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 448 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0434670, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPERVILLE serves 156,406 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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