Lorain County property record for 851 W River Rd N, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,039 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Garage | Detached, 720 sqft |
| Last Sale | $201,500 (2015) |
| Tax Bill | $1,996.00 (2025) |
| Primary APN | 06-24-165-000-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,039 sqft Living Area |
| 1st Floor | 905 sqft 1st Floor |
| Basement Area | 792 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,988 sqft (0.39 acres) |
| Depth X Width | 211 ft x 81 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Deck Area | 48 sqft Deck |
| Patio Area | 180 sqft Patio |
| Porch Area | 288 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 851 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3549 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST OF RIVER FRONT 81.45 |
| Legal Subdivision | WEST OF RIVER FRONT |
| Legal Tract | 24 |
| Legal Lot Number | 165 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-165-000-005
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4321 JENEE DR, LORAIN, OH 44053-4411 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 19, 2024 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Sep 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) RIVERVIEW MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Prior Sale | Apr 03, 2007 · Amount on Record |
| Deed Doc Number | 2015566186 |
| Prior Transfer Date | Jul 20, 2009 |
| Prior Transfer Doc | 0000310140 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 W RIVER RD N, ELYRIA, OH 44035-3549 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000037194 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 2024-0037194 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 851 W RIVER RD N, ELYRIA, OH 44035-3549 |
| Document Number | 0000729693 |
| Instrument Date | Sep 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | GOLDEN EAGLE TITLE AND ESCROW LL, GOLDEN EAGLE TITLE & ESCROW LL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 435 AMHERST OH 440010435, AMHERST, OH 44001-0435 |
| Investor | Possibly a Property Investor |
| Document Number | 0000729693 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 729693 |
| Name | RIVERVIEW MTG |
|---|---|
| Type | Mortgage Company |
| Address | BEACHWOOD, OH 44122 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (+47.52%) | $40,380 (-0.02%) Land $10,620 Building $29,760 | $115,390 (-) Land $30,350 Building $85,040 |
| 2024 | $40,387 (+66.53%) Land $10,623 Building $29,764 | $115,390 (+66.53%) Land $30,350 Building $85,040 | |
| 2023 | $1,353.00 (+0.3%) | $24,252 (+0.01%) Land $6,111 Building $18,141 | $69,290 (-) Land $17,460 Building $51,830 |
| 2022 | $1,349.00 | $24,250 Land $6,110 Building $18,140 | |
| 2021 | $69,290 Land $17,460 Building $51,830 |
851 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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