851 W Keene Rd, Apopka, FL 32703 Property Records

Orange County property record for 851 W Keene Rd, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,053 sqft · built 1977
Lot Size	0.388 acres (16,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2017)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-28-0000-00-026`

Property Details

APN / Parcel Number

Primary APN	`20-21-28-0000-00-026`
Alternative APNs	`282120000000026` `205433` `209709` `213722`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Living Area
Gross Area	1,647 sqft
1st Floor Area	1,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Exterior Material	Stone/Wood Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,900 sqft (0.388 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	851 W KEENE RD
City	APOPKA
State	FL
Zip	32703-6962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	BEG SE COR RUN TH S 89 DEG W 160 FT TH N 160 FT TH N 89 DEG E 160 FT TH S 160 FT TO POB (LESS RDS ON S & E) IN SEC 20-21 -28
Legal Range	28E
Legal Township	21S
Legal Section	20
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	26
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1038
Census Tract	17505

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 W KEENE RD, APOPKA, FL 32703-6962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	2017490678
Prior Transfer Date	Oct 27, 2009
Prior Transfer Doc	0000649305
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 5, 2017
Property Address	851 W KEENE RD, APOPKA, FL 32703-6962
Document Number	0000490678
Instrument Date	Aug 30, 2017
Instrument	490678
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FLORIDA TITLESMITH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 W KEENE RD APOPKA FL 327036962, APOPKA, FL 32703-6962

Mortgage

Document Number	490679
Date	Sep 5, 2017
Instrument	490679

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,095 (+7.31%) Land $30,000 Building $144,095	$174,095 (+1.46%) Land $30,000 Building $144,095
2025	$3,070.00 (+10.08%)	$162,238 (+12.32%)	$171,590 (+18.79%) Land $30,000 Building $141,590
2024	$2,789.00 (+14.82%)
2023	$2,429.00 (+12.87%)	$144,448 (+18.33%) Land $30,000 Building $114,448	$144,448 (+18.33%) Land $30,000 Building $114,448
2022	$2,152.00	$122,076 Land $25,000 Building $97,076	$122,076 Land $25,000 Building $97,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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