851 W Atlantic Ave, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 851 W Atlantic Ave, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 2003
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2018)
Tax Bill	$9,179 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-04102-0000-00003-04`

Property Details

APN / Parcel Number

Primary APN	`35-04102-0000-00003-04`
Alternative APN	`350016600000000704`

Interior

Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	47,916 sqft

Location & Zoning

Old Parcel Number	350016600000000704
Street Address	851 W ATLANTIC AVE
City	ATCO
State	NJ
Zip	08004-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	4102
Legal Lot Number	3.4
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2023
Census Tract	608904

Owner

851 W Atlantic Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	851 W ATLANTIC AVE, ATCO, NJ 08004-2100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Jan 15, 2004 · Amount on File
Deed Document Number	201858006
Deed Book / Page	10947 / 293
Record Updated	Oct 29, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Aug 20, 2018
Property Address	851 W ATLANTIC AVE, ATCO, NJ 08004-2100
Document Number	0000058006
Book / Page	10947 / 0293
Instrument Date	Aug 2, 2018
Instrument	2018058006
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 DOGWOOD LN, 27, HAMMONTON, NJ 08037-2649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	851 W ATLANTIC AVE, ATCO, NJ 08004-2100

Mortgage

Document Number	0000058007
Date	Aug 20, 2018
Instrument	2018058007

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 851 W Atlantic Ave was $9,179, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (-) Land $45,100 Building $156,200	$201,300 (-) Land $45,100 Building $156,200
2025	$9,179.00 (+3.5%)	$201,300 Land $45,100 Building $156,200	$201,300 Land $45,100 Building $156,200
2024	$8,869.00
2023		$201,300 Land $45,100 Building $156,200	$201,300 Land $45,100 Building $156,200
2022	$8,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 851 W Atlantic Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 W Atlantic Ave is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 81% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20