851 Tower Rd, Vernon, AL 35592 Property Records

Lamar County property record for 851 Tower Rd, Vernon, AL 35592

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1991
Owner	Individual Name on Record
Tax Bill	$624 (2025)
Deeds & Mortgages	Feb 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1105162002087000`

Property Details

APN / Parcel Number

Primary APN	`1105162002087000`
Alternative APN	`153330`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,014 sqft Total Area
1st Floor Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	153330
Old Parcel Number	1105162002087000
Street Address	851 TOWER RD
City	VERNON
State	AL
Zip	35592-5857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #33, TWIN OAKS S/D S16 T15S R15W F-90-58 F-F-1
Legal Range	15W
Legal Township	15S
Legal Section	16
Legal Subdivision	TWIN OAKS S/D
Legal Lot Number	33
Jurisdiction	LAMAR AL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2013
Census Tract	30101

Owner

Source: Lamar County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 OCEAN GRANDE BLVD APT 304, 304, JUPITER, FL 33477-7309
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR AL
Property Address	851 TOWER RD, VERNON, AL 35592-5857
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000468/438
Date	Feb 22, 2008
Book Page	468/438

Lender

Name	FIRST STATE BANK OF THE SOUTH
Address	PO BOX 596 5856 HWY 278 SULLIGENT AL 35586

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2013

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lamar County
Municipality	Vernon Town
Unified School District	Lamar County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00	$17,120 (+0.12%) Land $1,300 Building $15,820	$85,580 (-) Land $6,500 Building $79,080
2024	$624.00 (+13.25%)	$17,100 (+13.25%) Land $1,300 Building $15,800	$85,580 (+13.71%) Land $6,500 Building $79,080
2023	$551.00 (+11.09%)	$15,100 (+11.03%) Land $1,300 Building $13,800	$75,260 (+10.35%) Land $6,500 Building $68,760
2022	$496.00	$13,600 Land $1,300 Building $12,300	$68,200 Land $6,500 Building $61,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERNON WATER AND SEWER BOARD serves 9,801 people · EPA ID AL0000773
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Freedom Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20