851 Tierra Alta St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 851 Tierra Alta St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,700 sqft · built 1965
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Trust Names on File
Last Sale	$819,000 (Jul 2007)
Tax Bill	$15,209 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-074-080`

Property Details

APN / Parcel Number

Primary APN	`037-074-080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	550 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 TIERRA ALTA ST
City	MOSS BEACH
State	CA
Zip	94038-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 24 25 BLOCK 21 MOSS BEACH HEIGHTS
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	21
Legal Lot Number	24
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1015
Census Tract	613600

Owner

851 Tierra Alta St is owner-occupied and held in a trust since July 2007.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	851 TIERRA ALTA ST, MOSS BEACH, CA 94038-9719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 30, 2018	Quit Claim Deed, Transfer LAWYERS TITLE-SD
Aug 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2007 · Amount on File
Deed Sale	Jul 11, 2007 · Amount on File
Prior Sale	Aug 10, 2001 · Amount on File
Deed Document Number	2007104255
Prior Transfer Date	Oct 20, 1995
Prior Transfer Doc	0000114253
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	851 TIERRA ALTA ST, MOSS BEACH, CA 94038-9719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 TIERRA ALTA ST, MOSS BEACH, CA 94038-9719

Mortgage

Document Number	0000149567
Date	Dec 21, 2020
Instrument	2020-149567

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 30, 2018
Property Address	851 TIERRA ALTA ST, MOSS BEACH, CA 94038-9719
Document Number	0000067947
Instrument Date	Aug 14, 2018
Instrument	67947
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	LAWYERS TITLE-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	851 TIERRA ALTA ST MOSS BEACH CA 940389719, MOSS BEACH, CA 94038-9719

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 30, 2018
Property Address	851 TIERRA ALTA ST, MOSS BEACH, CA 94038-9719
Document Number	0000067945
Instrument Date	Aug 14, 2018
Instrument	67945
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 TIERRA ALTA ST MOSS BEACH CA 940389719, MOSS BEACH, CA 94038-9719

Mortgage

Document Number	67946
Date	Aug 30, 2018
Instrument	67946

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 851 Tierra Alta St was $15,209 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,097,272 (+2%) Land $548,636 Building $548,636
2025	$15,209.00 Homeowner's exemption	$1,075,758 Land $537,879 Building $537,879
2023	$13,814.00 (-0.95%) Homeowner's exemption	$1,033,988 Land $516,994 Building $516,994	$1,243,620
2022	$13,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 851 Tierra Alta St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Tierra Alta St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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