Kane County property record for 851 Saint Charles St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Commercial |
|---|---|
| Details | 511 sqft · built 1965 |
| Lot Size | 0.147 acres (6,411 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Mar 2006) |
| Tax Bill | $3,498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-476-001 |
| Primary APN | 06-24-476-001 |
|---|
| Building Area | 511 sqft Gross Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 6,411 sqft (0.147 acres) |
| Street Address | 851 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8363 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WINZLAR ADDN LOT 16 BLOCK 4 |
| Legal Subdivision | WINZLAR ADDN |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-476-001
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 530 S PRINCETON AVE, VILLA PARK, IL 60181-2858 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2006 · Amount on Record |
| Deed Sale | Mar 21, 2006 · Amount on Record |
| Deed Document Number | 200630525 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+14.24%) | $45,858 (+8.57%) Land $29,280 Building $16,578 | $137,629 (+8.57%) Land $87,875 Building $49,754 |
| 2024 | $42,238 (+21.39%) Land $26,969 Building $15,269 | $126,765 (+21.44%) Land $80,939 Building $45,825 | |
| 2022 | $3,062.00 (+5.51%) | $34,794 (+6.96%) Land $22,216 Building $12,578 | $104,382 (+6.96%) Land $66,648 Building $37,734 |
| 2021 | $2,902.00 | $32,530 Land $20,770 Building $11,760 | $97,590 Land $62,310 Building $35,280 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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