851 S Swallow Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 851 S Swallow Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,934 sqft · built 2017
Lot Size	0.067 acres (2,954 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Jun 2022)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`314-07-903`

Property Details

APN / Parcel Number

Primary APN	`314-07-903`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,934 sqft Living Area
1st Floor Area	777 sqft
2nd Floor Area	1,157 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,954 sqft (0.067 acres)
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	851 S SWALLOW LN
City	GILBERT
State	AZ
Zip	85296-0434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	COPPER RANCH PHASE 2C MCR 1245-34
Legal Range	06E
Legal Township	01S
Legal Section	24
Legal Subdivision	COPPER RANCH PHASE 2C
Legal Phase	2C
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	814801

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Mar 28, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Feb 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 10, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20220502176
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434

Mortgage

Document Number	0000393254
Date	Apr 8, 2021
Instrument	20210393254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2022
Property Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000502176
Map Reference	MB 1245 PG 34
Instrument Date	Jun 13, 2022
Instrument	20220502176
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2022
Property Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000274492
Map Reference	MB 1245 PG 34
Instrument Date	Mar 17, 2022
Instrument	20220274492
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21153 E MAYBERRY RD, QUEEN CREEK, AZ 85142-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 20, 2020
Property Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000143115
Map Reference	MB 1245 PG 34
Instrument Date	Feb 12, 2020
Instrument	20200143115
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434

Mortgage

Document Number	0000143116
Date	Feb 20, 2020
Instrument	20200143116

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2017
Property Address	851 S SWALLOW LN, GILBERT, AZ 85296-0434
Document Number	0000103271
Instrument Date	Dec 15, 2016
Instrument	103271
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	851 S SWALLOW LN GILBERT AZ 852960434, GILBERT, AZ 85296-0434

Mortgage

Document Number	103273
Date	Feb 10, 2017
Instrument	103273

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,970 (+7.64%)	$439,700 (+7.64%) Land $87,900 Building $351,800
2025	$1,890.00 (-7.13%)
2024		$40,850	$408,500 Land $81,700 Building $326,800
2023	$2,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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