Caldwell County property record for 851 S Oak Ave, Luling, TX 78648
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,982 sqft · built 1997 |
| Lot Size | 0.281 acres (12,254 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,017 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0600761-001-002-00 |
| Primary APN | 0600761-001-002-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Reinforced Concrete |
| Lot Area | 12,254 sqft (0.281 acres) |
| Lot Dimensions | 138 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24866 |
|---|---|
| Street Address | 851 S OAK AVE |
| City | LULING |
| State | TX |
| Zip | 78648-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAIN SEC. 2, BLOCK 1, LOT 2 |
| Legal Subdivision | CAIN SEC. 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LULING |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 960702 |
Source: Caldwell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 53, LULING, TX 78648-0053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 851 S OAK AVE, LULING, TX 78648-3326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2022000473 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-000473 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Luling City |
| Unified School District | Luling Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,017.00 (+35.7%) | ||
| 2025 | $279,440 (+0.74%) Land $31,740 Building $247,700 | $279,440 (-12.69%) Land $31,740 Building $247,700 | |
| 2024 | $3,697.00 (+8.67%) | ||
| 2023 | $3,402.00 (-25.57%) Homeowner's exemption Senior Citizen's exemption | $277,380 Land $31,740 Building $288,310 | $320,050 Land $31,740 Building $288,310 |
| 2022 | $4,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LULING serves 7,364 people · EPA ID TX0280002 |
|---|---|
| Water Source | Purchased surface water from GBRA LULING PLANT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 400 / 50 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon.
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