Collin County property record for 851 Ridgecross Rd, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,895 sqft · built 2008 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $337,500 (Mar 2012) |
| Tax Bill | $9,647 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9186-00D-0210-1 |
| Primary APN | R-9186-00D-0210-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,895 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 2,272 sqft |
| 2nd Floor Area | 623 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 410 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 851 RIDGECROSS RD |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-7923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF PROSPER PHASE ONE, BLK D, LOT 21 |
| Legal Subdivision | LAKES OF PROSPER PHASE ONE (CPR) |
| Legal Block | D |
| Legal Lot Number | 21 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30304 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 851 RIDGECROSS RD, PROSPER, TX 75078-7923 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 17, 2023 | Intrafamily Transfer, Transfer |
| Sep 23, 2020 | Deed of Trust, Mortgage GUARDIAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2012 · Amount on Record |
| Deed Sale | Mar 30, 2012 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Document Number | 2012371910 |
| Last Transfer Date | Aug 15, 2023 |
| Transfer Doc | 0000094712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 17, 2023 |
| Property Address | 851 RIDGECROSS RD, PROSPER, TX 75078-7923 |
| Document Number | 2023000094712 |
| Map Reference | VOL 2007 PG 32 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023000094712 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 851 RIDGECROSS RD, PROSPER, TX 75078-7923 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 851 RIDGECROSS RD, PROSPER, TX 75078-7923 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 851 RIDGECROSS RD, PROSPER, TX 75078-7923 |
| Document Number | 0001718750 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 851 RIDGECROSS RD PROSPER TX 750787923, PROSPER, TX 75078-7923 |
| Document Number | 0001718750 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 1718750 |
| Name | GUARDIAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 4, 2040 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,647.00 (+5.08%) Homeowner's exemption | $620,041 (-6.2%) Land $190,000 Building $471,633 | $661,633 (+0.1%) Land $190,000 Building $471,633 |
| 2024 | $9,181.00 (-0.04%) | ||
| 2023 | $660,990 Land $180,000 Building $480,990 | $660,990 Land $180,000 Building $480,990 | |
| 2022 | $9,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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