851 Reading Rd, Virginia Beach, VA 23451 Property Records

Virginia Beach City property record for 851 Reading Rd, Virginia Beach, VA 23451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,825 sqft · built 1994
Lot Size	0.233 acres (10,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2021)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
APN	`2415-87-4513`

Property Details

APN / Parcel Number

Primary APN	`2415-87-4513`
Alternative APN	`241-587-45130-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	3,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,153 sqft (0.233 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft
Deck Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	2415-87-4513
Street Address	851 READING RD
City	VIRGINIA BEACH
State	VA
Zip	23451-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	OF PARK PLACE SEC 2 LOT 41 10,158 S F BY PLAT
Legal Subdivision	PARK PLACE
Legal Block	1
Legal Lot Number	41
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1004
Census Tract	45428

Owner

Source: Virginia Beach City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 READING RD, VIRGINIA BEACH, VA 23451-4816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	20216952
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Aug 19, 2021
Property Address	851 READING RD, VIRGINIA BEACH, VA 23451-4816
Document Number	0000006952
Map Reference	MB 228 PG 87-90
Instrument Date	Aug 17, 2021
Instrument	202103066952
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	NOT AVAILABLE, SUN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	851 READING RD, VIRGINIA BEACH, VA 23451-4816

Mortgage

Document Number	0000006953
Date	Aug 19, 2021
Instrument	202103066953

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,416.00 (+2.81%)	$558,400 (+15.78%) Land $250,000 Building $308,400	$558,400 (+15.78%) Land $250,000 Building $308,400
2024	$5,268.00 (+10.35%)
2023	$4,774.00	$482,300 Land $140,000 Building $342,300	$482,300 Land $140,000 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · Hurricane Bonnie

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880