851 Pund Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 851 Pund Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,746 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Nov 2021)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T062400298`

Property Details

APN / Parcel Number

Primary APN	`T062400298`
Alternative APN	`2-0057-9740-00-0151.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,746 sqft Living Area
Gross Area	4,582 sqft
1st Floor Area	1,512 sqft
Basement Area	1,386 sqft
Finished Basement	970 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062400298
Street Address	851 PUND RD
City	O FALLON
State	MO
Zip	63366-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA VLG D LOT 151
Legal Subdivision	MAGNOLIA VLG D
Legal Lot Number	151
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3004
Census Tract	311712

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	530 FASHION AVE, 1408, NEW YORK, NY 10018-4972
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Dec 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Nov 30, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE CU
Sep 18, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	202196912
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031177
Date	Jun 2, 2022
Instrument	2022R-031177

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 1, 2027

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 FASHION AVE 504, 504, NEW YORK, NY 10018-4890

Mortgage

Document Number	0000102108
Date	Dec 20, 2021
Instrument	2021R-102108

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2021
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Document Number	0000096912
Map Reference	MB 41 PG 351
Instrument Date	Nov 22, 2021
Instrument	2021R-096912
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	851 PUND RD, 851, O FALLON, MO 63366-2936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 FASHION AVE # 540, 540, NEW YORK, NY 10018-4878

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R035308
Date	Apr 21, 2021
Instrument	2021R-035308

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2046

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067980876
Date	Aug 29, 2017
Book Page	6798/0876
Instrument	20170829000541670

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 9, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	851 PUND RD, O FALLON, MO 63366-2936
Document Number	0000074387
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 PUND RD O FALLON MO 633662936, O FALLON, MO 63366-2936

Mortgage

Document Number	0000074387
Date	Oct 5, 2020
Instrument	74387

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,382 (-)	$449,377 (-) Building $449,377
2025	$5,469.00 (-0.73%)	$85,382 (+2.2%)	$449,377 (+2.19%) Building $449,377
2024	$5,509.00
2023		$83,548
2022			$439,728 Building $439,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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