851 Panoramic Dr, Camdenton, MO 65020 Property Records

Camden County property record for 851 Panoramic Dr, Camdenton, MO 65020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1980
Lot Size0.654 acres (28,488 sqft)
Owner2 Individual Names on File
Tax Bill$581 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13 7.0 36.0 000.0 004 003.000

Property Details

APN / Parcel Number

Primary APN13 7.0 36.0 000.0 004 003.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Gross Area
1st Floor Area1,520 sqft
Basement Area1,520 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeFrame
Lot Area28,488 sqft (0.654 acres)
Lot Dimensions300 ft deep x 95 ft wide

Location & Zoning

Street Address851 PANORAMIC DR
CityCAMDENTON
StateMO
Zip65020-7117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45
Legal Range17W
Legal Township38N
Legal Section36
Legal SubdivisionPANORAMIC SUB
Legal Lot Number45
JurisdictionCAMDEN MO
Township / Civil DivisionKIHEKA
Census Block Group2
Census Block2026
Census Tract950500

Owner

Source: Camden County records · APN 13 7.0 36.0 000.0 004 003.000

Assessment roll updated November 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address851 PANORAMIC DR, CAMDENTON, MO 65020-7117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2024
Deed SaleMar 14, 2024
Prior SaleFeb 25, 2020 · Amount on Record
Deed Book / Page896 / 480
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address851 PANORAMIC DR, CAMDENTON, MO 65020-7117
Transaction TypeMortgage
Record UpdatedJul 12, 2023
Title CompanyMORTGAGE CONNECT, MORTGAGECONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 PANORAMIC DR, CAMDENTON, MO 65020-7117

Mortgage

Document Number000349/143
DateJul 03, 2023
Book Page349/143
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address851 PANORAMIC DR, CAMDENTON, MO 65020-7117
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 PANORAMIC DR, CAMDENTON, MO 65020-7117

Mortgage

Document Number000340/960
DateSep 20, 2021
Book Page340/960
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
MunicipalityCamdenton City
Unified School DistrictCamdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$581.00 (+2.47%)$15,350 (-)$80,789 (-)
2023$15,350 (-)$80,789 (-)
2022$567.00$15,350$80,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), as of April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299505002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · above 94% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Co-Mo Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Splash Wireless Internet
Fixed Wireless
200 / 25
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 36 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3010130, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMDENTON PWS
serves 3,960 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Panoramic Dr

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