Camden County property record for 851 Panoramic Dr, Camdenton, MO 65020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1980 |
| Lot Size | 0.654 acres (28,488 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $581 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13 7.0 36.0 000.0 004 003.000 |
| Primary APN | 13 7.0 36.0 000.0 004 003.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Gross Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 28,488 sqft (0.654 acres) |
| Lot Dimensions | 300 ft deep x 95 ft wide |
| Street Address | 851 PANORAMIC DR |
|---|---|
| City | CAMDENTON |
| State | MO |
| Zip | 65020-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 |
| Legal Range | 17W |
| Legal Township | 38N |
| Legal Section | 36 |
| Legal Subdivision | PANORAMIC SUB |
| Legal Lot Number | 45 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | KIHEKA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950500 |
Source: Camden County records · APN 13 7.0 36.0 000.0 004 003.000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 PANORAMIC DR, CAMDENTON, MO 65020-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 |
| Deed Sale | Mar 14, 2024 |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Book / Page | 896 / 480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 851 PANORAMIC DR, CAMDENTON, MO 65020-7117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | MORTGAGE CONNECT, MORTGAGECONNECT |
| Name | Verified Name |
|---|---|
| Address | 851 PANORAMIC DR, CAMDENTON, MO 65020-7117 |
| Document Number | 000349/143 |
|---|---|
| Date | Jul 03, 2023 |
| Book Page | 349/143 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 851 PANORAMIC DR, CAMDENTON, MO 65020-7117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 851 PANORAMIC DR, CAMDENTON, MO 65020-7117 |
| Document Number | 000340/960 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 340/960 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 01, 2050 |
Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Camdenton City |
| Unified School District | Camdenton R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581.00 (+2.47%) | $15,350 (-) | $80,789 (-) |
| 2023 | $15,350 (-) | $80,789 (-) | |
| 2022 | $567.00 | $15,350 | $80,789 |
Source: FEMA National Flood Hazard Layer, Camden County (29029C), as of April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299505002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 61% of the US · above 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Co-Mo Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Splash Wireless Internet Fixed Wireless | 200 / 25 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 36 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO3010130, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMDENTON PWS serves 3,960 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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