851 Panama St, Eldorado, IL 62930 Property Records

Saline County property record for 851 Panama St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$1,373 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2-090-05`

Property Details

APN / Parcel Number

Primary APN	`04-2-090-05`

Location & Zoning

Street Address	851 PANAMA ST
City	ELDORADO
State	IL
Zip	62930-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L003,B006 ELDER & BURNETT ADD LOTS 3 & 4 2239/253 2/2023 Q/C 06-21-284-003-0040
Legal Subdivision	ELDER & BURNETT ADD
Legal Lot Number	3,4
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3029
Census Tract	955500

Owner

Source: Saline County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 PANAMA ST, ELDORADO, IL 62930-1948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Deed Document Number	2023282941
Deed Book / Page	2239 / 253
Prior Transfer Date	Feb 13, 2023
Prior Transfer Doc	002239/253
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE IL
Recording Date	Feb 21, 2023
Property Address	851 PANAMA ST, ELDORADO, IL 62930-1948
Document Number	002239/253
Book / Page	2239 / 253
Instrument Date	Feb 13, 2023
Instrument	282941
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	851 PANAMA ST, ELDORADO, IL 62930-1948

Mortgage

Document Number	0000282942
Date	Feb 21, 2023
Instrument	282942

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,373.00 (+20.12%) Homeowner's exemption	$20,443 (+13.29%) Land $2,533 Building $17,910	$61,329 (+13.29%) Land $7,599 Building $53,730
2022		$18,045 (+5.7%) Land $2,236 Building $15,809	$54,135 (+5.7%) Land $6,708 Building $47,427
2021	$1,143.00 Homeowner's exemption	$17,072 Land $2,115 Building $14,957	$51,216 Land $6,345 Building $44,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Futiva.

Nearby Properties on Panama St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures