851 Overlook, Prosper, TX 75078 Property Records

Collin County property record for 851 Overlook, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,550 sqft · built 2017
Lot Size	0.321 acres (13,985 sqft)
Owner	Individual Name on Record
Tax Bill	$19,576 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11391-00L-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-11391-00L-0040-1`
Alternative APN	`2766081`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,550 sqft Living Area
1st Floor Area	3,550 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	13,985 sqft (0.321 acres)
Garage Area	593 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2766081
Street Address	851 OVERLOOK
City	PROSPER
State	TX
Zip	75078-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR TRAIL PHASE ONE B (CPR), BLK L, LOT 4
Legal Subdivision	STAR TRAIL PHASE ONE B (CPR)
Legal Phase	1
Legal Block	L
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4009
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	851 OVERLOOK, PROSPER, TX 75078-1897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jan 22, 2024	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
May 19, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Nov 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage FROST BANK
Jun 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025
Deed Sale	Jun 10, 2025
Deed Document Number	2025000072157
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	851 OVERLOOK, PROSPER, TX 75078-1897
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 MONTREAUX DR, FRISCO, TX 75034-1855

Mortgage

Document Number	2023000119944
Date	Oct 18, 2023
Instrument	2023000119944

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	851 OVERLOOK, PROSPER, TX 75078-1897
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OVERLOOK, PROSPER, TX 75078-1897

Mortgage

Document Number	2024000007043
Date	Jan 22, 2024
Instrument	2024000007043

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	851 OVERLOOK, PROSPER, TX 75078-1897
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OVERLOOK, PROSPER, TX 75078-1897

Mortgage

Document Number	2025000062057
Date	May 19, 2025
Instrument	2025000062057

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	851 OVERLOOK, PROSPER, TX 75078-1897
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OVERLOOK, PROSPER, TX 75078-1897

Mortgage

Document Number	2024000140051
Date	Nov 11, 2024
Instrument	2024000140051

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 10, 2025
Property Address	851 OVERLOOK, PROSPER, TX 75078-1897
Document Number	2025000072157
Instrument Date	Jun 6, 2025
Instrument	2025000072157
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OVERLOOK, PROSPER, TX 75078-1897

Mortgage

Document Number	2025000072158
Date	Jun 10, 2025
Instrument	2025000072158

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.4%
Index	SOFR Average 30-Day
Max Rate	11.4%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,103,120 (-0.52%) Land $300,000 Building $803,120	$1,103,120 (-0.52%) Land $300,000 Building $803,120
2024	$19,576.00 (+25.25%) Homeowner's exemption	$1,108,836 (+41.76%) Land $300,000 Building $808,836	$1,108,836 (+41.76%) Land $300,000 Building $808,836
2023	$15,629.00 (+8.93%)	$782,211 Land $174,800 Building $607,411	$782,211 Land $174,800 Building $607,411
2022	$14,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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