851 Oakcrest Rd, Howell, MI 48843 Property Records

Livingston County property record for 851 Oakcrest Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1995
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$235,500 (Jul 2020)
Tax Bill	$118 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-101-026`

Property Details

APN / Parcel Number

Primary APN	`07-31-101-026`
Alternative APN	`470731101026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	100 ft deep x 126 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 OAKCREST RD
City	HOWELL
State	MI
Zip	48843-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 31 T3N R5E OAK CREST BEACH SUB LOTS 9 THRU 14 BLOCK 9 SPLIT 7/92 FROM 010 10-25 INC EASEMENT TO THOMPSON LAKE OVER LAMB
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	OAK CREST BEACH
Legal Tract	712600
Legal Block	9
Legal Lot Number	9-14
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1002
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	851 OAKCREST RD, HOWELL, MI 48843-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER FIRST MORTGAGE LLC
Jul 1, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	202020934
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	851 OAKCREST RD, HOWELL, MI 48843-8425
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OAKCREST RD, HOWELL, MI 48843-8425

Mortgage

Document Number	0000023067
Date	Dec 20, 2023
Instrument	2023R-023067

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 1, 2020
Property Address	851 OAKCREST RD, HOWELL, MI 48843-8425
Document Number	0000020934
Instrument Date	Jun 19, 2020
Instrument	20934
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OAKCREST RD HOWELL MI 488438425, HOWELL, MI 48843-8425

Mortgage

Document Number	22703
Date	Jul 1, 2020
Instrument	22703

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	851 OAKCREST RD, HOWELL, MI 48843-8425
Document Number	0000028988
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 OAKCREST RD HOWELL MI 488438425, HOWELL, MI 48843-8425

Mortgage

Document Number	0000028988
Date	Oct 23, 2019
Instrument	28988

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,000 (+29.16%)	$326,000 (+29.16%)
2025	$118.00 (-94.86%)
2023		$126,200
2021			$252,400
2019	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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