851 Mount Vernon Ct, Naperville, IL 60563 Property Records

DuPage County property record for 851 Mount Vernon Ct, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,159 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,013 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-07-415-006`

Property Details

APN / Parcel Number

Primary APN	`08-07-415-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,159 sqft Living Area
Gross Area	4,590 sqft
1st Floor Area	1,431 sqft
2nd Floor Area	1,728 sqft
Basement Area	1,431 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	10,454 sqft (0.24 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	851 MT VERNON CT
City	NAPERVILLE
State	IL
Zip	60563-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLUMBIA ESTATES UNIT 1 ALL
Legal Subdivision	COLUMBIA ESTATES
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3015
Census Tract	846105

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 MT VERNON CT, NAPERVILLE, IL 60563-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	851 MT VERNON CT, NAPERVILLE, IL 60563-3231
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159176
Date	Dec 23, 2020
Instrument	R2020-159176

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,013.00 (+3.68%) Homeowner's exemption	$248,118 (+8.53%) Land $93,634 Building $154,484	$744,354 (+8.53%) Land $280,902 Building $463,452
2024	$13,515.00 (+10.38%)	$228,617 (+17.12%) Land $86,275 Building $142,342	$685,851 (+17.12%) Land $258,825 Building $427,026
2022	$12,244.00 Homeowner's exemption	$195,200 Land $73,660 Building $121,540	$585,600 Land $220,980 Building $364,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20