851 McAfee Ln, Salvisa, KY 40372 Property Records

Mercer County property record for 851 McAfee Ln, Salvisa, KY 40372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,648 sqft · built 2001
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2026)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`052.00-00008.02`

Property Details

APN / Parcel Number

Primary APN	`052.00-00008.02`
Alternative APN	`20070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,648 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,671 sqft (5.02 acres)
Terrain	Rolling
Garage Area	672 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	20070
Street Address	851 MCAFEE LN
City	SALVISA
State	KY
Zip	40372-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCAFEE LN TRACT B & H
Legal Subdivision	JORDON
Legal Tract	B
Jurisdiction	MERCER KY
Township / Civil Division	SALVISA-MCAFEE
Census Block Group	1
Census Block	1071
Census Tract	960100

Owner

851 McAfee Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Mercer County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	851 MCAFEE LN, SALVISA, KY 40372-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Nov 19, 2015 · Amount on File
Deed Document Number	202612091062
Deed Book / Page	391 / 733
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER KY
Recording Date	Aug 17, 2026
Property Address	851 MCAFEE LN, SALVISA, KY 40372-9757
Document Number	0012091062
Book / Page	391 / 733
Instrument Date	Aug 14, 2026
Instrument	202612091062
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	851 MCAFEE LN, SALVISA, KY 40372-9757

Mortgage

Document Number	0012091065,
Date	Aug 17, 2026
Instrument	202612091065

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	851 MCAFEE LN, SALVISA, KY 40372-9757
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M782/808
Date	Nov 20, 2023
Book Page	M782/808
Instrument	12024491

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 851 McAfee Ln was $1,269, down 54.8% from the year before.

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-54.81%)	$260,000 Land $50,000 Building $210,000	$260,000 Land $50,000 Building $210,000
2024	$2,808.00 (-0.92%)
2023	$2,834.00	$235,000	$235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 851 McAfee Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 McAfee Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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