851 Main St, Toledo, OH 43605 Property Records

Lucas County property record for 851 Main St, Toledo, OH 43605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1877
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$36,000 (Dec 2021)
Tax Bill	$886 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-32041`

Property Details

APN / Parcel Number

Primary APN	`16-32041`
Alternative APN	`08232020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1877
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	120 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 MAIN ST
City	TOLEDO
State	OH
Zip	43605-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	WOODRUFFS SUBDN NE 1/4 SW 1/4 8 10 6 LOT 15 S 41.35FT N 121.35 FT W 120
Legal Subdivision	WOODRUFFS SUBDN
Legal Tract	48
Legal Lot Number	15
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2008
Census Tract	4800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Toledo Historic District listed 1996 · 1,016 contributing resources · NRIS 96000831

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	851 MAIN ST, TOLEDO, OH 43605-2370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Dec 19, 2019
Deed Document Number	202112160065708
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 16, 2021
Property Address	851 MAIN ST, TOLEDO, OH 43605-2370
Document Number	0000065708
Map Reference	VOL 3 PG 2
Instrument Date	Dec 8, 2021
Instrument	202112160065708
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 MAIN ST, TOLEDO, OH 43605-2370

Mortgage

Document Number	0000065709
Date	Dec 16, 2021
Instrument	202112160065709

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 19, 2019
Property Address	851 MAIN ST, TOLEDO, OH 43605-2370
Document Number	0000052289
Instrument Date	Nov 25, 2019
Instrument	52289
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 MAIN ST TOLEDO OH 436052370, TOLEDO, OH 43605-2370

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00 (+36.52%)	$11,410 (-) Land $4,165 Building $7,245
2024	$649.00 (-35.16%)	$11,410 (+0.93%) Land $4,165 Building $7,245	$32,600 (+0.93%) Land $11,900 Building $20,700
2023	$1,001.00 (+15.86%)	$11,305 (-) Land $4,655 Building $6,650
2022	$864.00 Homeowner's exemption	$11,305 Land $4,655 Building $6,650
2021			$32,300 Land $13,300 Building $19,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 995 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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