851 Lynwood Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 851 Lynwood Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,434 sqft · built 2003
Lot Size	0.258 acres (11,233 sqft)
Owner	2 Company Names on Record
Last Sale	$3,520,000 (May 2022)
Tax Bill	$38,492 (2025)
Deeds & Mortgages	May 2026 Sale May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-690-39-00`

Property Details

APN / Parcel Number

Primary APN	`254-690-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,434 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,233 sqft (0.258 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	851 LYNWOOD DR
City	ENCINITAS
State	CA
Zip	92024-2390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 39 TR 014280
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014280
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Nov 20, 2017	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage ROBERT L CUSHMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	2022205476
Last Transfer Date	May 5, 2026
Transfer Doc	0000139490
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390
Document Number	0000139490
Instrument Date	May 5, 2026
Instrument	2026139490
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2022
Property Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390
Document Number	0000205476
Map Reference	MAP 14280
Instrument Date	Apr 18, 2022
Instrument	2022-0205476
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390

Mortgage

Document Number	0000205477
Date	May 12, 2022
Instrument	2022-0205477

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000541407
Date	Nov 20, 2017
Instrument	2017-0541407

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2018
Property Address	851 LYNWOOD DR, ENCINITAS, CA 92024-2390
Document Number	0000190149
Instrument Date	May 8, 2018
Instrument	190149
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,936.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 81 RANCHO SANTA FE CA 920670081, RANCHO SANTA FE, CA 92067-0081

Mortgage

Document Number	190150
Date	May 11, 2018
Instrument	190150

Lender

Name	ROBERT L CUSHMAN
Address	PO BOX 815, RANCHO SANTA FE, CA 92067-0815
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,100,000 (-) Land $2,300,000 Building $800,000
2025	$38,492.00 (-0.45%)	$3,100,000 (-2.91%) Land $2,300,000 Building $800,000
2023	$38,666.00 (+56.24%)	$3,193,000 Land $2,177,000 Building $1,016,000
2022	$24,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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