San Joaquin County property record for 851 Lloyd St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,090 sqft · built 1951 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,693 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-440-420-000 |
| Primary APN | 047-440-420-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 047-440-42 |
|---|---|
| Street Address | 851 LLOYD ST |
| City | LODI |
| State | CA |
| Zip | 95240-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP F4 30-34 LOT 9 |
| Legal Subdivision | PIONEER |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 4404 |
851 Lloyd St is owner-occupied and held in a trust since September 2017.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 851 LLOYD ST, LODI, CA 95240-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Mar 28, 2024 | Intrafamily Transfer, Transfer |
| Sep 12, 2017 | Intrafamily Transfer, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 6, 2017 |
| Transfer Doc | 0000105382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 28, 2024 |
| Property Address | 851 LLOYD ST, LODI, CA 95240-4337 |
| Document Number | 0000025718 |
| Map Reference | VOL 17 PG 110 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024-025718 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 85 LIOYD STREET, LODI, CA 95240 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 12, 2017 |
| Property Address | 851 LLOYD ST, LODI, CA 95240-4337 |
| Document Number | 0000105382 |
| Map Reference | VOL17 PG110 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2017-105382 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 851 LLOYD ST, LODI, CA 95240-4337 |
| Document Number | 0000105383 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017-105383 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
The 2026 property tax bill for 851 Lloyd St was $1,693, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,693.00 (+0.42%) | ||
| 2025 | $1,686.00 | $160,939 Land $12,988 Building $147,951 | |
| 2023 | $1,612.00 (+2.41%) Homeowner's exemption | $154,691 Land $12,485 Building $142,206 | $619,290 |
| 2022 | $1,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 851 Lloyd St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 851 Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, Verizon.
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