851 Kramer Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 851 Kramer Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jan 2020)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-200-030-000`

Property Details

APN / Parcel Number

Primary APN	`027-200-030-000`
Alternative APN	`027-200-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	027-200-03
Street Address	851 KRAMER DR
City	LODI
State	CA
Zip	95242-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77-FORM 027-080-39 36 & 40 NOW SUNWEST NO 2
Legal Subdivision	SUNWEST
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1017
Census Tract	4310

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	851 KRAMER DR, LODI, CA 95242-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 1, 2021	Intrafamily Transfer, Transfer
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCE MORTGAGE
Jan 31, 2020	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	202013892
Prior Transfer Date	Aug 16, 2002
Prior Transfer Doc	0000164691
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	851 KRAMER DR, LODI, CA 95242-3706
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 KRAMER DR, LODI, CA 95242-3706

Mortgage

Document Number	0000151532
Date	Sep 9, 2021
Instrument	2021-151532

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 1, 2021
Property Address	851 KRAMER DR, LODI, CA 95242-3706
Document Number	0000037830
Map Reference	MB 22 PG 28
Instrument Date	Feb 27, 2021
Instrument	2021-037830
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	851 KRAMER DR, LODI, CA 95242-3706

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	851 KRAMER DR, LODI, CA 95242-3706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 KRAMER DR, LODI, CA 95242-3706

Mortgage

Document Number	0000158512
Date	Nov 17, 2020
Instrument	2020-158512

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 31, 2020
Property Address	851 KRAMER DR, LODI, CA 95242-3706
Document Number	0000013892
Map Reference	MB 22 PG 28
Instrument Date	Jan 27, 2020
Instrument	2020-013892
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 KRAMER DR, LODI, CA 95242-3706

Mortgage

Document Number	0000013893
Date	Jan 31, 2020
Instrument	2020-013893

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000013894
Date	Jan 31, 2020
Instrument	2020-013894

Lender

Name	STATE OF CALIFORNIA
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,139.00 (+4.07%) Homeowner's exemption	$481,200 (+4.04%) Land $98,426 Building $382,774
2023	$4,938.00 (+2.3%) Homeowner's exemption	$462,516 Land $94,605 Building $367,911	$545,130
2022	$4,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Verizon.

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