Oswego County and Fulton City property record for 851 Forest Ave, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,519 sqft · built 1965 |
| Lot Size | 0.327 acres (14,256 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,070 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 253.59-01-05 |
| Primary APN | 350400 253.59-01-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| Upper Floors Area | 526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,256 sqft (0.327 acres) |
| Lot Dimensions | 144 ft deep x 99 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Canopy | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5653 |
|---|---|
| Street Address | 851 FOREST AVE |
| City | FULTON |
| State | NY |
| Zip | 13069-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | M 2, L 7, PL 6, B 273 176-011-000 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21103 |
Source: Oswego County and Fulton City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 851 FOREST AVE, FULTON, NY 13069-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 851 FOREST AVE, FULTON, NY 13069-3453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 851 FOREST AVE, FULTON, NY 13069-3453 |
| Document Number | 0000012357 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | R-2018-012357 |
| Name | OSWEGO TEACHERS EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 17, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,070.00 (+4.24%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $9,660.00 | $230,200 (-) Land $40,300 Building $189,900 | $302,895 (+21.05%) Land $53,026 Building $249,869 |
| 2023 | $230,200 Land $40,300 Building $189,900 | $250,217 Land $43,804 Building $206,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Nov 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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