851 Falling Waters Rd, Chipley, FL 32428 Property Records

Washington County property record for 851 Falling Waters Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1970
Lot Size	0.337 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 2019)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000021620008`

Property Details

APN / Parcel Number

Primary APN	`000021620008`
Alternative APN	`21620008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Heated Area
Gross Area	2,012 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	138 ft deep x 107 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000021620008
Street Address	851 FALLING WATERS RD
City	CHIPLEY
State	FL
Zip	32428-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 4 13 ORB 1155 P 877 BEG. AT NWC OF BLK H,RUN E. 107', S. 137.5', W.107', N.137.5', TO PT. OF BEG
Legal Range	13W
Legal Township	04N
Legal Section	09
Legal Subdivision	DEKLE LAND CO ADD
Legal Block	H
Legal Lot Number	0008
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3024
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 FALLING WATERS RD, CHIPLEY, FL 32428-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	0001155877
Deed Book / Page	1155 / 877
Last Transfer Date	Sep 11, 2019
Transfer Doc	0067007205
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 11, 2019
Property Address	851 FALLING WATERS RD, CHIPLEY, FL 32428-2430
Document Number	0067007205
Book / Page	001155 / 000877
Instrument Date	Sep 10, 2019
Instrument	67007205
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 FALLING WATERS RD CRYSTAL RIVER FL 34428, CRYSTAL RIVER, FL 34428

Mortgage

Document Number	67007206
Date	Sep 11, 2019
Book Page	001155/000879
Instrument	67007206

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+9.09%) Homeowner's exemption	$116,948 (+2.9%)	$183,263 (+13.63%) Land $6,955 Building $176,308
2024	$1,001.00 (+5.48%) Homeowner's exemption	$113,652 (+3%)	$161,284 (+9.27%) Land $6,955 Building $154,329
2023	$949.00 (+6.51%) Homeowner's exemption	$110,342 (+3%)	$147,607 (+10.3%) Land $6,955 Building $140,652
2022	$891.00 Homeowner's exemption	$107,128	$133,829 Land $5,885 Building $127,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20