851 E Staunton Rd, Troy, OH 45373 Property Records

Miami County property record for 851 E Staunton Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1970
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-047290`

Property Details

APN / Parcel Number

Primary APN	`D08-047290`
Alternative APNs	`011011.2-07-001-00` `D08NE034 03500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	1,998 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	851 E STAUNTON RD
City	TROY
State	OH
Zip	45373-2270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4778 73.80
Legal Subdivision	MEADOWLAWN #4
Legal Lot Number	4778
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 E STAUNTON RD, TROY, OH 45373-2270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Survivorship Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Mar 20, 1992 · Amount on Record
Deed Document Number	202310633
Prior Transfer Date	Feb 14, 2019
Prior Transfer Doc	0000001649
Record Updated	Oct 29, 2026

September 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 26, 2023
Property Address	851 E STAUNTON RD, TROY, OH 45373-2270
Document Number	0000010633
Map Reference	MB 8 PG 19
Instrument Date	Sep 18, 2023
Instrument	2023OR-10633
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Mortgage

Document Number	0000010635
Date	Sep 26, 2023
Instrument	2023OR-10635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	851 E STAUNTON RD, TROY, OH 45373-2270
Document Number	0000012575
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 E STAUNTON RD TROY OH 453732270, TROY, OH 45373-2270

Mortgage

Document Number	0000012575
Date	Oct 24, 2019
Instrument	12575

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 14, 2019
Property Address	851 E STAUNTON RD, TROY, OH 45373-2270
Document Number	0000001649
Instrument Date	Feb 14, 2019
Instrument	1649
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 E STAUNTON RD TROY OH 453732270, TROY, OH 45373-2270

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+9.39%) Homeowner's exemption	$54,150 (+24.45%) Land $12,220 Building $41,930	$154,700 (+24.46%) Land $34,900 Building $119,800
2024	$1,640.00 (+29.54%) Homeowner's exemption	$43,510 (-) Land $13,200 Building $30,310
2023	$1,266.00 (+16.04%) Homeowner's exemption	$43,510 (-) Land $13,200 Building $30,310	$124,300 (-) Land $37,700 Building $86,600
2022	$1,091.00 Homeowner's exemption	$43,510 Land $13,200 Building $30,310	$124,300 Land $37,700 Building $86,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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