851 E Main St, Ionia, MI 48846 Property Records

Ionia County property record for 851 E Main St, Ionia, MI 48846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,508 sqft
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (Aug 1997)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06020000007000`

Property Details

APN / Parcel Number

Primary APN	`06020000007000`
Alternative APN	`34-060-200-000-070-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Lot Area	38,725 sqft (0.889 acres)
Lot Dimensions	203 ft deep x 189 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	851 E MAIN ST
City	IONIA
State	MI
Zip	48846-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUP WELCH ADD TO PRAIRIE CREEK PART OF LOT 12 COM AT SE COR LOT, TH N LY ALG E LI SD LOT TO NE COR, TH SW 216.2 FT, SE TO A
Legal Range	06
Legal Township	07
Legal Section	20
Legal Subdivision	SUP WELCH ADD
Legal Lot Number	12
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	4
Census Block	4022
Census Tract	31700

Owner

Source: Ionia County records · APN 06020000007000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	851 E MAIN ST, IONIA, MI 48846-1850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 1997 · Amount on Record
Deed Sale	Aug 21, 1997 · Amount on Record
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	851 E MAIN ST, IONIA, MI 48846-1850
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000003139
Date	Aug 02, 2018
Book Page	0000000651/0000003139

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Ionia Township
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (+0.8%) Land $17,400 Building $70,300	$175,400 (+0.8%) Land $34,800 Building $140,600
2025	$1,879.00 Homeowner's exemption	$87,000 (+8.48%) Land $15,400 Building $71,600	$174,000 (+8.48%) Land $30,800 Building $143,200
2023		$80,200 Land $11,100 Building $69,100	$160,400 Land $22,200 Building $138,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670317004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (2004–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2018, river or lake flooding
Claims By Storm	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Surf Air Wireless, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.