851 E John St, Nappanee, IN 46550 Property Records

Elkhart County property record for 851 E John St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1948
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$2,105 (2024)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-135-006.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-135-006.000-029`
Alternative APN	`1431135006029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Basement Area	1,425 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	125 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Patio Area	105 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431135006029
Old Parcel Number	1431135006029
Street Address	851 E JOHN ST
City	NAPPANEE
State	IN
Zip	46550-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WOODLAND COURT LOT 15 & 16
Legal Subdivision	WOODLAND COURT
Legal Block	135
Legal Lot Number	15,16 16
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-31-135-006.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	851 E JOHN ST, NAPPANEE, IN 46550-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2013
Deed Sale	Aug 19, 2013
Prior Sale	Aug 19, 2013
Deed Document Number	0000020288
Last Transfer Date	Jan 06, 2023
Transfer Doc	0000000296
Record Updated	Jun 08, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Jan 06, 2023
Property Address	851 E JOHN ST, NAPPANEE, IN 46550-1341
Document Number	0000000296
Map Reference	MB 3 PG 118
Instrument Date	Jan 05, 2023
Instrument	2023-00296
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 E JOHN ST, NAPPANEE, IN 46550-1341

Mortgage

Document Number	0000000297
Date	Jan 06, 2023
Instrument	2023-00297

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,600 (+11.35%) Land $35,000 Building $193,600	$228,600 (+11.35%) Land $35,000 Building $193,600
2024	$2,105.00 (+15.53%)	$205,300 (+10.97%) Land $35,000 Building $170,300	$205,300 (+10.97%) Land $35,000 Building $170,300
2023		$185,000 (+5.53%) Land $35,000 Building $150,000	$185,000 (+5.53%) Land $35,000 Building $150,000
2022	$1,822.00 Homeowner's exemption	$175,300 Land $35,000 Building $140,300	$175,300 Land $35,000 Building $140,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180390012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 393 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway Computer Products, Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.