851 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 851 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1985
Lot Size	0.163 acres (7,112 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Jan 1992)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-222-22-00`

Property Details

APN / Parcel Number

Primary APN	`640-222-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,112 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 89 TR 010715
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	010715
Legal Block	3
Legal Lot Number	89
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13409

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3518 NORIEGA ST, SAN FRANCISCO, CA 94122-4026
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANTHONY PETRUZZELLA
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANTHONY PETRUZZELLA
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORAN SEAN C TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 1992 · Amount on Record
Deed Sale	Jan 17, 1992 · Amount on Record
Prior Sale	Jan 24, 1985 · Amount on Record
Deed Document Number	199228091
Last Transfer Date	Mar 7, 2011
Transfer Doc	0000176519
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	851 E J ST, CHULA VISTA, CA 91910-6651
Document Number	0000418752
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	318 HORIZON WAY PACIFICA CA 940441707, PACIFICA, CA 94044-1707

Mortgage

Document Number	0000418752
Date	Jul 30, 2020
Instrument	418752

Lender

Name	ANTHONY PETRUZZELLA
Address	10536 LOS AMIGOS RD, HEALDSBURG, CA 95448-9508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	851 E J ST, CHULA VISTA, CA 91910-6651
Document Number	0000306187
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	318 HORIZON WAY PACIFICA CA 940441707, PACIFICA, CA 94044-1707

Mortgage

Document Number	0000306187
Date	Jul 26, 2019
Instrument	306187

Lender

Name	ANTHONY PETRUZZELLA
Address	202 FOSTER AVE, KENTFIELD, CA 94904-1510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	851 E J ST, CHULA VISTA, CA 91910-6651
Document Number	0000073898
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	851 E 3RD ST CHULA VISTA CA 91910, CHULA VISTA, CA 91910

Mortgage

Document Number	0000073898
Date	Mar 1, 2019
Instrument	73898

Lender

Name	MORAN SEAN C TRUST (PT)
Address	183 LOWER TER, SAN FRANCISCO, CA 94114-1412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,912 (+2%) Land $146,198 Building $313,714
2025	$5,581.00 (+5.12%)	$450,895 (+4.04%) Land $143,332 Building $307,563
2023	$5,309.00 (+2.97%)	$433,388 Land $137,767 Building $295,621
2022	$5,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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