851 E Harmony Dr, Sparta, MI 49345 Property Records

Kent County property record for 851 E Harmony Dr, Sparta, MI 49345 · Last verified June 2026

Property Summary

Property TypeCondominium
Details2 ba · 1,024 sqft · built 2017
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Oct 2022)
Tax Bill$3,257 (2025)
Deeds & MortgagesMar 2023 Mortgage
Oct 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-02-31-227-002

Property Details

APN / Parcel Number

Primary APN41-02-31-227-002

Interior

Full Baths2 Baths
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft
Basement Area1,024 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Lot Area43,560 sqft (1 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address851 E HARMONY DR
CitySPARTA
StateMI
Zip49345-8166
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description410231227002 UNIT NO.2 HARMONY FARMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN N0.805 INSTRUMENT NO.20060206-0014370 AS
Legal SubdivisionHARMONY FARMS KENT COUNTY CONDOMINIUM SU
Legal Unit2
JurisdictionKENT MI
Township / Civil DivisionSOLON
Census Block Group3
Census Block3030
Census Tract10302

Owner

Source: Kent County records · APN 41-02-31-227-002

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address851 E HARMONY DR, SPARTA, MI 49345-8166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Deed of Trust, Mortgage · FHA Mortgage
HEARTLAND HOME MORTGAGE
Oct 07, 2022Warranty Deed, Transfer · FHA Mortgage
HEARTLAND HOME MORTGAGE
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Oct 26, 2019Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP
Feb 01, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Feb 06, 2018Quit Claim Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2022 · Amount on Record
Deed SaleOct 07, 2022 · Amount on Record
Prior SaleFeb 01, 2018 · Amount on Record
Deed Document Number202278035
Prior Transfer DateJan 23, 2018
Prior Transfer Doc0000009677
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 N CEDAR ST, ALLEGAN, MI 49010-1243

Mortgage

Document Number0000013281
DateMar 15, 2023
Instrument20230315-0013281
Lender
NameHEARTLAND HOME MORTGAGE
TypeMortgage Company
AddressGRAND RAPIDS, MI 49506
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateOct 07, 2022
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Document Number0000078035
Map ReferenceDOC 20060206-0014370
Instrument DateOct 03, 2022
Instrument20221007-0078035
Transaction TypeTransfer
Record UpdatedNov 04, 2022
Title CompanyCHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address851 E HARMONY DR, 851, SPARTA, MI 49345-8166

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 E HARMONY DR, SPARTA, MI 49345-8166

Mortgage

Document Number0000078036
DateOct 07, 2022
Instrument20221007-0078036
Lender
NameHEARTLAND HOME MORTGAGE
TypeMortgage Company
AddressGRAND RAPIDS, MI 49508
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 E HARMONY DR, SPARTA, MI 49345-8166

Mortgage

Document Number0000058222
DateJul 20, 2022
Instrument20220720-0058222
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Document Number0000085857
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedDec 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address851 E HARMONY DR SPARTA MI 493458166, SPARTA, MI 49345-8166

Mortgage

Document Number0000085857
DateNov 05, 2019
Instrument85857
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateFeb 01, 2018
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Document Number0000008533
Instrument DateJan 23, 2018
Instrument8533
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,568.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 E HARMONY DR SPARTA MI 493458166, SPARTA, MI 49345-8166

Mortgage

Document Number8009
DateFeb 01, 2018
Instrument8009
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateFeb 06, 2018
Property Address851 E HARMONY DR, SPARTA, MI 49345-8166
Document Number0000009677
Instrument DateJan 23, 2018
Instrument9677
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanySTAR TITLE SERVICES, STAR TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARRIER ST NE GRAND RAPIDS MI 495055136, GRAND RAPIDS, MI 49505-5136

Mortgage

Document Number8009
DateFeb 06, 2018
Instrument8009
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 05, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSolon Township
Unified School DistrictKent City Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,257.00 (-95.46%) Homeowner's exemption$157,900 (+15%)$315,800 (+15%)
2023$137,300$274,600
2019$71,704.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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