Cook County property record for 851 E Cooper Dr, Palatine, IL 60074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,553 sqft · built 1966 |
| Lot Size | 0.207 acres (9,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Apr 2023) |
| Tax Bill | $10,658 (2023) |
| Deeds & Mortgages | May 2026 Transfer Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-12-304-003 |
| Primary APN | 02-12-304-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,553 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,020 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 851 E COOPER DR |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINSTON) PARK (NORTHWEST)(UNIT4) SUB IN SEC 13 & SEC 12-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 12 |
| Legal Subdivision | WINSTON PARK NORTHWEST UNIT4 |
| Legal Block | 61 |
| Legal Lot Number | 3 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 803605 |
Source: Cook County records · APN 02-12-304-003
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 04, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL SVGS BK |
| Aug 16, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage FEDERAL SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2017 |
| Deed Document Number | 20236033 |
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 0000021019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 04, 2026 |
| Property Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Document Number | 0000021019 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202621019 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 06, 2023 |
| Property Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Document Number | 0009606033 |
| Map Reference | DOC 19020710 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2309606033 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Investor | Possibly a Property Investor |
| Document Number | 0009606034 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 2309606034 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Document Number | 2029938452 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 851 E COOPER DR PALATINE IL 600747117, PALATINE, IL 60074-7117 |
| Document Number | 2029938452 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 29938452 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 16, 2017 |
| Property Address | 851 E COOPER DR, PALATINE, IL 60074-7117 |
| Document Number | 1722815087 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 22815087 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Title Company | NATIONAL BLDR AND BANCORP TITLE, NATIONAL BLDR & BANCORP TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 E COOPER DR PALATINE IL 600747117, PALATINE, IL 60074-7117 |
| Document Number | 1722815088 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 22815088 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,000 (+33.33%) Land $8,569 Building $39,431 | $480,000 (+33.33%) Land $85,690 Building $394,310 | |
| 2023 | $10,658.00 (+3.38%) | ||
| 2022 | $10,310.00 | $36,000 Land $7,216 Building $28,784 | $360,000 Land $72,160 Building $287,840 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1987–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 416 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PALATINE serves 70,875 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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